WSBI ESBG
Digital Finance and Innovation
Transforming financial services
Transforming financial services and the way they are accessed
New technologies are transforming financial services and the way they are accessed by consumers; this digital transformation is shaping the future of banking. ESBG believes that it is difficult to encourage innovation through regulation and that digitalisation efforts need to be market-driven, where the right conditions are set to ensure that European companies can become global champions, meeting the highest requirements for consumer protection and financial stability.
Digital banking: unleash further innovation
ESBG fully supports regulatory initiatives aimed at fostering the uptake of nascent technologies and business models in Europe.
Our latest content on Digital Finance and Innovation
ESBG’s new position paper on the digital euro highlights pivotal open issues to be addressed by the legislators
Digital Finance | Following the publication of a proposal for a Regulation on the establishment of the digital euro on 28 June 2023, the European Commission launched a public call for feedback on the…
A Digital Euro: what does it mean for savings and retail banks?
Since its inception, ESBG has been taking an active role in Digital Euro-related discussions and overall, ESBG welcomes
The very real challenge of cybersecurity and how to face it
Criminals do not rob banks gun in hand and wearing masks anymore, in the way old films show, but
ESBG provides input on technical negotiations of the Artificial Intelligence Act
The definition of AI remains a highly debated issue. According to ESBG members, the proposed
Crypto-asset Activities: WSBI-ESBG calls for a more consistent regulatory approach
The said framework sets out a) the key issues and challenges in developing a comprehensive
WSBI-ESGB members call for aligned approach between regulatory bodies on Cyber incident reporting
On 17 October 2022, the Financial Stability Board (FSB) published a consultative document
