ESBG
The European Savings and Retail Banking Group
The voice of savings and retail banks at the heart of EU decision making
ESBG members are committed to further unleash the promise of sustainable, responsible 21st century banking.
ESBG is an association that represents the locally focused European banking sector, helping savings and retail banks in 16 European countries strengthen their unique approach that focuses on providing service to local communities and boosting SMEs.
An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 885 banks, which together employ 656,000 people driven to innovate at 48,900 outlets.
ESBG members have total assets of €5.3 trillion, provide €1 trillion billion in corporate loans, including SMEs, and serve 163 million Europeans seeking retail banking services.
885
BANKS
21
MEMBERS
17
COUNTRIES
163MILLION
EUROPEAN CLIENTS
ESBG members are committed to further unleash the promise of sustainable, responsible 21st century banking.
ESBG represents the locally focused European banking sector, helping savings and retail banks in 17 European countries strengthen their unique approach that focuses on providing service to local communities and boosting SMEs. An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 885 banks, which together employ 659,797 people driven to innovate at 47,198 outlets. ESBG members have total assets of €5.7 trillion, provide €1 trillion in corporate loans, including to SMEs, and serve 162 million Europeans seeking retail banking services. ESBG members commit to further unleash the promise of sustainable, responsible 21st century banking
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
ESBG members are being represented in various multi-stakeholder groups and industry bodies where their common position is being voiced.
ESBG latest
Call for clarification on the Artificial Intelligence Liability Directive
The European Savings and Retail Banking Group (ESBG) response to the EU Commission's call for feedback on the proposed Artificial Intelligence Liability Directive.
ESBG stresses the need for timely assessment of loans with ESG-linked features in its letter to the IASB Chair
In the letter, the ESBG expresses concerns that the IASB’s deliberations on the first two topics (CLIs and electronic cash transfers) have not progressed as much The WSBI World Congress in Delhi…
Call for clear scope of applicability of the Cyber Resilience Act
The European Savings and Retail Banking Group (ESBG) submitted its input to the European Commission’s call for feedback on the proposed Cyber Resilience Act, which was published in September. All…
Payment Fintech:Quo Vadis?
ESBG Spotlight 6 December 2022 – Jan Vermeulen (NBB), Payment Fintech: Quo Vadis?
May you rest in peace, Wouter!
It is with great sadness that we have to announce you that our colleague and friend, Wouter De Win, passed away on 30 October, 2022 at the age of 58, surrounded by his loved ones.
A single voice
We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.
