ESBG
The European Savings and Retail Banking Group
The voice of savings and retail banks at the heart of EU decision making
An advocate for a proportionate approach to banking rules
ESBG members have total assets of €6,38 trillion, provide 313 billion euros in loans to SMEs and serve 163 million Europeans seeking retail banking services. ESBG unites at EU level some 871 savings and retails banks, which together employ 610.000 people driven to innovate at more than 41.000 branches.
21
MEMBERS
17
COUNTRIES
871
SAVINGS & RETAILS BANKS
6,38
TRILLION ASSETS(EURO)
163
MILLION EUROPEAN CLIENTS
3.6
TRILLION-LOANS TO NON BANKS (euros)
610000
EMPLOYEES
41000
BRANCHES
ESBG represents the locally focused European banking sector, helping savings and retail banks in European countries strengthen their unique approach that focuses on providing service to local communities and boosting SMEs.
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
ESBG members are being represented in various multi-stakeholder groups and industry bodies where their common position is being voiced.
ESBG latest
ESBG addresses to Commissioner McGuinness on the review of the second Payment Services Directive
On 26 May, ESBG, in cooperation with other banking associations, sent a joint letter to Commissioner McGuinness regarding
Joint Statement on the Review of the Distance Marketing of Financial Services Directive
On 25 May, ESBG, in cooperation with other financial service associations including the European Banking Federation
Joint statement on the Data Act-Access to data by public bodies
In times of crisis, companies stand ready to do their part and help public bodies by sharing
ESBG responds to the EBA consultation on IRRBB supervisory reporting
ESBG submitted its response to the consultation launched by the European Banking Authority (EBA) on 2 May 2023 on its draft Implementing Technical Standards (ITS) on supervisory reporting with…
ESBG submits its response to ESAs on the exchange of information relevant to fit and proper assessment
On 28 April, ESBG submitted its response to the European Supervisory Authorities’ (ESAs’) consultation on joint draft Guidelines concerning
ESBG sends a letter to the EBA and EC to address the proposed changes to the EBA RTS on IRRBB SOT
On 24 April, ESBG sent a letter to the European Banking Authority (EBA) and the European Commission (EC) regarding the EC proposed
A single voice
We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.
