ESBG Members
The European Savings and Retail Banking Group
Supporting a single market
ESBG members support the development of a single market for Europe

17
COUNTRIES

21
MEMBERS

162MILLION
EUROPEANS SEEKING RETAIL BANKING SERVICES
Representing the locally focused banking model
ESBG represents the locally focused European banking sector, helping savings and retail banks in 17 European countries strengthen their unique approach that focuses on providing service to local communities and boosting SMEs. An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 885 banks, which together employ 659,797 people driven to innovate at 47,198 outlets. ESBG members have total assets of €5.7 trillion, provide €1 trillion in corporate loans, including to SMEs, and serve 162 million Europeans seeking retail banking services. ESBG members commit to further unleash the promise of sustainable, responsible 21st century banking.
Advocating for a diverse banking sector
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
Supporting a single market subsidiarity
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Forming positions on regulation
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
Albania:Banka Kombetare Tregtare (BKT)
Austria: Österreichischer Sparkassenverband (Austrian Savings Banks Association)
Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks)
Czech Republic: Ceska Sporitelna AS
Denmark: Lokale Pengeinstitutter
Finland: Säästöpankkiliitto (Finnish Savings Banks Association)
France: Groupe BPCE; Fédération Nationale des Caisses d’Epargne
Germany: Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)
Hungary: OTP Bank PLC
Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.Banks – Associazione Banche Private Italiane
Luxembourg: Spuerkeess
Malta: Bank of Valletta Plc
The Netherlands: De Volksbank
Norway: Sparebankforeningen i Norge
Portugal: Montepio Geral
Spain: CaixaBank; CECA (Spanish Savings Banks Association)
Sweden: Swedbank; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)
ESBG latest
August 10, 2022
State Aid rules for banks in difficulty
The European Savings and Retail Banking Group (ESBG) welcomes the initiative of the European Commission to launch a targeted consultation aiming at reviewing the State Aid rules for banks in…
August 3, 2022
International Sustainability Standards Board consultation on Sustainability Disclosures
The International Sustainability Standards Board (ISSB) has been established at COP26 with the purpose of developing a comprehensive global baseline of sustainability disclosures for the capital…
July 20, 2022
For a single market for data to push growth and innovation
A European approach to data is essential to ensure competitiveness, avoid fragmentation, benefit from an effect of scale and guard against windfall effects from which certain non-European players…
July 20, 2022
PSD2 review must seek fair distribution of value and risk among all market participants
ESBG submitted its response to the European Commission (EC)’s targeted consultation on the review of the revised payment services Directive (PSD2) on 15 July. In it, ESBG and its members stated that…
July 14, 2022
26th edition of SPOTLIGHT : Hello, itsme® you’re looking for ?
Online Event | 26 August, 14:00 PM CET | 2022 26th edition of SPOTLIGHT : Hello, itsme® you're looking for ?
July 13, 2022
On the EU Commission consultation on Distance Marketing in Financial Services Directive review
ESBG supports the scenario chosen by the EU Commission for its proposal to retain the relevant and still valid elements of the DMFSD by integrating them into a broader directive (the Consumer Rights…