ESBG Members

The European Savings and Retail Banking Group







​Representing the locally focused banking model

ESBG represents the locally focused European banking sector, helping savings and retail banks in 17 European countries strengthen their unique approach that focuses on providing service to local communities and boosting SMEs. An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 885 banks, which together employ 659,797 people driven to innovate at 47,198 outlets. ESBG members have total assets of €5.7 trillion, provide €1 trillion in corporate loans, including to SMEs, and serve 162 million Europeans seeking retail banking services. ESBG members commit to further unleash the promise of sustainable, responsible 21st century banking.

Advocating for a diverse banking sector

Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.

Supporting a single market subsidiarity

ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so

Forming positions on regulation

ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.

Albania:Banka Kombetare Tregtare (BKT)
Austria: Österreichischer Sparkassenverband (Austrian Savings Banks Association)
Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks)
Czech Republic: Ceska Sporitelna AS​
Denmark: Lokale Pengeinstitutter
Finland: Säästöpankkiliitto (Finnish Savings Banks Association)
France: Groupe BPCE​; Fédération Nationale des Caisses d’Epargne
Germany: Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)
Hungary: OTP Bank PLC
​Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.B​anks – Associazione Banche Private Italiane
Luxembourg: Spuerkeess
Malta: Bank of Valletta Plc
The Netherlands: De Volksbank
Norway: Sparebankforeningen i Norge
Portugal: Montepio Geral​
Spain: CaixaBank; CECA (Spanish Savings Banks Association)
Sweden: Swedbank​; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)​

ESBG latest

A single voice

We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.