ESBG Members

The European Savings and Retail Banking Group







​Representing the locally focused banking model

An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 871 savings and retail banks

Advocating for a diverse banking sector

Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.

Supporting a single market subsidiarity

ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so

Forming positions on regulation

ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.

Albania: Banka Kombetare Tregtare

Austria: Österreichischer Sparkassenverband (Austrian Savings Banks Association)

Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks), ARGENTA Bank

Czech Republic: Ceska Sporitelna CSAS​

Denmark: Lokale Pengeinstitutter

Estonia: Swedbank Estonia

Finland: Säästöpankkiliitto (Finnish Savings Banks Association)

France: Groupe BPCE​; Fédération Nationale des Caisses d’Epargne (FNCE)

Germany: Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)

Hungary: OTP Bank PLC

Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.B​anks – Associazione Banche Private Italiane

Latvia: Swedbank Latvia

Lithuania: Swedbank Lithuania

Luxembourg: Spuerkeess

Malta: Bank of Valletta Plc

Norway: Finans Norge ( Finance Norway )

The Netherlands: De Volksbank

Portugal: Banco Montepio Geral​

Spain: CaixaBank; CECA (Spanish Savings Banks Association)

Sweden: Swedbank​; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)​

A single voice

We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.

ESBG latest