ESBG Members
The European Savings and Retail Banking Group
Supporting a single market
ESBG members support the development of a single market for Europe

17
COUNTRIES

21
MEMBERS
Representing the locally focused banking model
An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 871 savings and retail banks
Advocating for a diverse banking sector
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
Supporting a single market subsidiarity
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Forming positions on regulation
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
Albania:Banka Kombetare Tregtare (BKT)
Austria: Österreichischer Sparkassenverband (Austrian Savings Banks Association)
Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks), ARGENTA Bank
Czech Republic: Ceska Sporitelna CSAS
Denmark: Lokale Pengeinstitutter
Finland: Säästöpankkiliitto (Finnish Savings Banks Association)
France: Groupe BPCE; Fédération Nationale des Caisses d’Epargne (FNCE)
Germany: Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)
Hungary: OTP Bank PLC
Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.Banks – Associazione Banche Private Italiane
Luxembourg: Spuerkeess
Malta: Bank of Valletta Plc
The Netherlands: De Volksbank
Norway: Finans Norge, Finance Norway
Portugal: Banco Montepio Geral
Spain: CaixaBank; CECA (Spanish Savings Banks Association)
Sweden: Swedbank; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)
A single voice
We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.
ESBG latest
March 29, 2023
A Digital Euro: what does it mean for savings and retail banks?
Since its inception, ESBG has been taking an active role in Digital Euro-related discussions and overall, ESBG welcomes
March 28, 2023
WSBI-ESBG Managing Director discusses Basel IV, CMDI and SVB at the Politico Finance Summit 2023
Politico Finance Summit 2023 held in Paris
March 17, 2023
ESBG submits its response to the EBA consultation on the overall recovery capacity in recovery planning.
On 14 March, ESBG submitted its response to the consultation launched by the European Banking Authority (EBA)
March 8, 2023
WSBI-ESBG’s Managing Director advocates for proportionate banking supervision at EBI event
The integration of climate risk considerations in banks’ risk management processes will continue to be one of the key ECB priorities
March 3, 2023
ESBG submits its response to the EBA consultation on its data collection for the benchmarking exercise in 2024
On 28 February, the ESBG submitted its response to the European Banking Authority (EBA) consultation on its data collection for the benchmarking exercise in 2024
February 21, 2023
ESBG responded to the ESMA consultation about the use of ESG terms in funds’ names
On 17 February, ESBG submitted its response to the ESMA consultation about the use of ESG terms in funds’ names