ESBG Members
The European Savings and Retail Banking Group
Supporting a single market
ESBG members​​ support the development of a single market for Europe

24
MEMBERS

873
SAVINGS AND RETAIL BANKS

20
COUNTRIES
​Representing the locally focused banking model
An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 871 savings and retail banks
Advocating for a diverse banking sector
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
Supporting a single market subsidiarity
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Forming positions on regulation
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
Albania: Banka Kombetare Tregtare
Austria: Ă–sterreichischer Sparkassenverband (Austrian Savings Banks Association)
Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks), ARGENTA Bank
Czech Republic: Ceska Sporitelna CSAS​
Denmark:Â Lokale Pengeinstitutter
Estonia: Swedbank Estonia
Finland: Säästöpankkiliitto (Finnish Savings Banks Association)
France: Groupe BPCE​; FĂ©dĂ©ration Nationale des Caisses d’Epargne (FNCE)
Germany:Â Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)
Hungary:Â OTP Bank PLC
​
Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.B​anks – Associazione Banche Private Italiane
Latvia:Â Swedbank Latvia
Lithuania: Swedbank Lithuania
Luxembourg: Spuerkeess
Malta:Â Bank of Valletta Plc
Norway: Finans Norge ( Finance Norway )
The Netherlands:Â De Volksbank
Portugal: Banco Montepio Geral​
Spain: CaixaBank; CECA (Spanish Savings Banks Association)
Sweden: Swedbank​; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)​
A single voice
We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.
ESBG latest
01/12/2023
ESBG’s Retail Banking Conference explores future of retail banking amid challenges and opportunities
ESBG’s Retail Banking Conference explores future of retail banking amid challenges and opportunities
01/12/2023
Assistant to Regulatory Affairs Department (M/F/D)
The World saving and the Retail Banking Institute (WSBI) and the European Savings and Retail Banking Group (ESBG) is looking for a Policy Advisor in CSR.
23/11/2023
ESBG warns for duplication in the Cyber Resilience Act through a joint industry statement
In the past years, various initiatives to regulate organizations’ cyber resilience were published by the European legislators. One of
15/11/2023
ESBG’s letter on the draft STE package for the SREP 2024 data collection
The ongoing process of developing a cybersecurity certification scheme for cloud services (EUCS) has been raising serious
14/11/2023
ESBG publishes a new position paper on the European Commission’s proposal for a new Payment Services Regulation following its review of PSD2
Following the European Commission’s proposal for a new Payments Services Regulation, on 28 June, the Commission launched a
09/11/2023
ESBG calls for removing sovereignty requirements from ENISA’s EU Cloud Providers Certification Scheme (EUCS) through joint industry statement
The ongoing process of developing a cybersecurity certification scheme for cloud services (EUCS) has been raising serious