ESBG Members
The European Savings and Retail Banking Group
Supporting a single market
ESBG members support the development of a single market for Europe

17
COUNTRIES

21
MEMBERS
Representing the locally focused banking model
An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 871 savings and retail banks
Advocating for a diverse banking sector
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
Supporting a single market subsidiarity
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Forming positions on regulation
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
Albania:Banka Kombetare Tregtare (BKT)
Austria: Österreichischer Sparkassenverband (Austrian Savings Banks Association)
Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks), ARGENTA Bank
Czech Republic: Ceska Sporitelna CSAS
Denmark: Lokale Pengeinstitutter
Finland: Säästöpankkiliitto (Finnish Savings Banks Association)
France: Groupe BPCE; Fédération Nationale des Caisses d’Epargne (FNCE)
Germany: Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)
Hungary: OTP Bank PLC
Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.Banks – Associazione Banche Private Italiane
Luxembourg: Spuerkeess
Malta: Bank of Valletta Plc
The Netherlands: De Volksbank
Norway: Finans Norge, Finance Norway
Portugal: Banco Montepio Geral
Spain: CaixaBank; CECA (Spanish Savings Banks Association)
Sweden: Swedbank; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)
A single voice
We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.
ESBG latest
May 26, 2023
ESBG addresses to Commissioner McGuinness on the review of the second Payment Services Directive
On 26 May, ESBG, in cooperation with other banking associations, sent a joint letter to Commissioner McGuinness regarding
May 26, 2023
Joint Statement on the Review of the Distance Marketing of Financial Services Directive
On 25 May, ESBG, in cooperation with other financial service associations including the European Banking Federation
May 24, 2023
Joint statement on the Data Act-Access to data by public bodies
In times of crisis, companies stand ready to do their part and help public bodies by sharing
May 12, 2023
ESBG responds to the EBA consultation on IRRBB supervisory reporting
ESBG submitted its response to the consultation launched by the European Banking Authority (EBA) on 2 May 2023 on its draft Implementing Technical Standards (ITS) on supervisory reporting with…
May 5, 2023
ESBG submits its response to ESAs on the exchange of information relevant to fit and proper assessment
On 28 April, ESBG submitted its response to the European Supervisory Authorities’ (ESAs’) consultation on joint draft Guidelines concerning
May 4, 2023
ESBG sends a letter to the EBA and EC to address the proposed changes to the EBA RTS on IRRBB SOT
On 24 April, ESBG sent a letter to the European Banking Authority (EBA) and the European Commission (EC) regarding the EC proposed