ESBG Members
The European Savings and Retail Banking Group
28
MEMBERS
873
SAVINGS AND RETAIL BANKS
20
COUNTRIES
Representing the locally focused banking model
An advocate for a proportionate approach to banking rules, ESBG unites at EU level some 871 savings and retail banks
Advocating for a diverse banking sector
Pluralism and diversity in the European banking sector safeguard the market against shocks that arise from time to time, whether caused by internal or external forces. Members seek to defend the European social and economic model that combines sustainable economic growth with high living standards and good working conditions.
Supporting a single market subsidiarity
ESBG members support the development of a single market for Europe that adheres to the principle of subsidiarity, whereby the European Union only acts when individual Member States cannot sufficiently do so
Forming positions on regulation
ESBG members come together to agree on and promote common positions on relevant matters of a regulatory or supervisory nature.
Albania: Banka Kombetare Tregtare
Austria: Österreichischer Sparkassenverband (Austrian Savings Banks Association)
Belgium: Coördinatie van Belgische spaar- en netwerkbanken (Coordination of Belgian Savings and Network Banks), ARGENTA Bank
Czech Republic: Ceska Sporitelna CSAS
Denmark: Lokale Pengeinstitutter
Estonia: Swedbank Estonia
Finland: Säästöpankkiliitto (Finnish Savings Banks Association)
France: Groupe BPCE; Fédération Nationale des Caisses d’Epargne (FNCE)
Germany: Deutscher Sparkassen- und Giroverband e.V. (DSGV) (German Savings Banks Association)
Hungary: OTP Bank PLC
Italy: Associazione di Fondazioni e di Casse di Risparmio Spa (ACRI) (Association of Italian Foundations and Savings Banks); Pri.Banks – Associazione Banche Private Italiane
Latvia: Swedbank Latvia
Lithuania: Swedbank Lithuania
Luxembourg: Spuerkeess
Malta: Bank of Valletta Plc
Norway: Finans Norge, Finance Norway
The Netherlands: De Volksbank
Portugal: Banco Montepio Geral
Spain: CaixaBank; CECA (Spanish Savings Banks Association)
Sweden: Swedbank; Sparbankernas Riksförbund (Swedish National Savings Banks Organisation)
A single voice
We assemble and disseminate contributions to EU policymaking through a single voice, provide up-to-date information on technological and marketing advances through information on trends on products and services, and present opportunities to network and build relationships with like-minded institutions in a series of committees and task forces.
ESBG latest
Policy Advisor in CSR
The World saving and the Retail Banking Institute (WSBI) and the European Savings and Retail Banking Group (ESBG) is looking for a Policy Advisor in CSR.
ESBG’s new position paper on the digital euro highlights pivotal open issues to be addressed by the legislators
Digital Finance | Following the publication of a proposal for a Regulation on the establishment of the digital euro on 28 June 2023, the European Commission launched a public call for feedback on the…
ESBG advocates for further clarity and consistency in IFRS 9 Impairment requirements
Financial Reporting | On 13 September, ESBG responded to the European Financial Reporting Advisory
ESBG provides overall assessment on clients’ sustainability preferences under the current framework by replying to the ESMA’s Call for Evidence
Sustainable Finance/ On September 13, the ESBG submitted its response to the European Securities and Markets Authority
ESBG’s response to the Commission’s consultation on withholding tax procedures
Position Paper | Auditing, Accounting And Reporting
ESBG responds to Commission’s call for feedback on its legislative package on CMDI
On 31 August, ESBG shared its feedback with the European Commission on the legislative package which aims to review the Crisis Management and Deposit Insurance
