WSBI ESBG

Payments

Payments: steady, safe, sovereign

The emergence of EU-wide cross-border instant payment solutions

European policymakers are particularly keen on ensuring that future developments in the field of instant payments lead to the emergence of EU-wide cross-border instant payment solution(s) in euros, due to fears that foreign governments could hold leverage over the EU if global companies from non-European countries, as service providers with global market power, will not necessarily act in the best interest of European stakeholders.


Payment Accounts Directive

It is very easy for consumers to change accounts due to the account switching services, especially since the implementation of the Payment Account Directive 2014/92, which specifies the requirements for account switching services within the European Union.

Our latest content on Payments

ESBG publishes a new position paper on the European Commission’s proposal for a new Payment Services Regulation following its review of PSD2

Following the European Commission’s proposal for a new Payments Services Regulation, on 28 June, the Commission launched a

ESBG calls for removing sovereignty requirements from ENISA’s EU Cloud Providers Certification Scheme (EUCS) through joint industry statement

The ongoing process of developing a cybersecurity certification scheme for cloud services (EUCS) has been raising serious

ESBG response to the EC public consultation on the proposed Financial Data Access Regulation (FIDA)

In June 2023, the European Commission (EC) launched the call for feedback on the Financial Data Access Regulation (FIDA).

ESBG addresses Commissioner McGuinness on the review of the second Payment Services Directive

On 26 May, ESBG, in cooperation with other banking associations, sent a joint letter to Commissioner McGuinness regarding

ESBG addresses EU policy makers via a new position paper on instant payments

In this respect, they are requested to assess whether the arrangements in place are still fit for purpose to support the execution of the resolution strategy through

ESBG welcomes EU Commission’s legislative proposal on instant payments

The European Savings and Retail Banking Group (ESBG) welcomes the European Commission’s legislative proposal on instant payments announced today. The ESBG hopes that the initiative will strengthen…