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Viviane is in charge of the administration of the programme’s funds and resources that includes budgetary reviews, tracking of resource allocations as well as monitoring all expenses related to the Scale2Save Programme. She also ensures that all disbursements are in full compliance with the programme’s budgeting rules and policies for financial activities. Before joining WSBI in 2017, Viviane spent more than 10 years working as an office manager for a European lobbying association in the publishing sector. Prior to that, she also spent a few years working in the United States.
Laurie currently manages the membership and stakeholder relations of WSBI’s Africa region. She works with Chantal Vander Vorst from Detox and Grow! and Miguel de Clerck, an independent consultant, on the deployment and implementation of Scale2Save’s change management programme within partner banks. Laurie has 30 years of experience in inclusive retail banking with a focus on human resources and an international exposure in Africa, Asia/Pacific, and Latin America. She has extensive experience in helping financial institutions define strategic goals, undergo a digital transformation and design customer-centric offers for lower income segments. A trained coach, Laurie creates and provides international training programmes in banking and management, as well as executive coaching on change management, communication and teamwork.
A former journalist, most recently Leticia ran communications and media relations for a non-for-profit network based in Brussels, covering topics such as the EU-Africa strategy and the EU-ACP partnership. She joined WSBI in April 2021. At Scale2Save she leads the dissemination of research, events and publications through digital and traditional channels. Once a Reuters correspondent, Leticia reported for over 15 years on economics, finances and business based in Latin America for specialised European and North American media. She holds a Masters in Political Science from the Université libre de Bruxelles and a Bachelor of Science in Communication from Mexico’s Instituto Tecnológico y de Estudios Superiores de Monterrey.
Managing Scale2Save projects in Northern and Western African countries, Céline joined WSBI Advisory services in 2017 after serving in the EU Human Rights Defenders Mechanism as a finance officer. Prior to that she worked at Médecins Sans Frontières (MSF) in finance and project administration management roles that took her to South Soudan, Haiti and Pakistan. Before then she was a product manager at PAB Benelux in Belgium. She studied finance at the Louvain School of Management in Belgium as well as management science from the Facultés Universitaires Saint-Louis in Brussels.
Apphia Ndungu serves as a programme manager for Scale2Save projects in East Africa. An expert in cash-based programming and financial services, Aphia’s experience spans 15 years in programme management, design as well as implementation of cash transfer programmes in Africa. Prior to joining Scale2Save, she worked at Financial Sector Deepening Kenya as the government payments technical advisor while managing donor-funding. She also worked at MicroSave Consulting as a payments specialist on government payments for Zambia and India, evaluating government payment channels. At Equity Bank Limited, she managed the delivery of cash transfer programmes in Kenya, Rwanda and South Sudan. Apphia received a master’s degree in business administration from the University of Nairobi.
Kimathi is a digital financial services expert with more than 10 years’ experience in mass markets in Africa and Asia. He was part of the initial team that rolled out Safaricom’s M-PESA agent network in Kenya. He was also involved in the launch, and served until January 2016, as the first Head of The Helix Institute of Digital Finance. Prior to The Helix, Kimathi helped launch Warid Pesa as head of Mobile Money at Warid Telecom Uganda, and played a leading role in the product design and commercial roll-out of the first-ever national mobile-based tax-payment system in partnership with Uganda Revenue Authority [URA], Orient Bank Ltd and Equity Bank Uganda Ltd. He is currently pursuing a doctorate in Business Administration at The University of Nairobi in Kenya and holds an MBA from the same university.
Consultant
kimathi@seven-delta.com
With consultancy expertise in African countries, Agnes specialises in project management and leadership as well as IT strategy and management, especially core banking systems. With more than 28 years’ experience in ICT, network and telecommunication, she has gained extensive knowledge of corporate and retail banking infrastructure and uses her consultancy experience to manage partner relationships. From Senegal, her finance and banking knowledge centres on the microfinance banking sector in Africa. A senior IT consultant since 2014, she has performed services for organisations such as CGAP / World Bank Group. She previously worked for ACCION International as a vice president – programme manager for channels and technology in Africa. She began her career as an IT coordinator at AQUADEV.
Consultant
agneserfall@gmail.com
Weselina leads WSBI’s Scale2Save Initiative in partnership with Mastercard Foundation. Having managed and implemented large-scale financial inclusion and financial sector development programmes with WSBI and its Advisory Services for more than a decade across the globe, Weselina is part of WSBI’s worldwide efforts to provide an account for everyone and making a contribution to universal financial access. She manages WSBI’s learning agenda on small-scale savings where she places focus on understanding the viability of low-balance accounts, the drivers of account usage and factors that improve the financial health of underserved and low-income people. Weselina holds a Master in Economics and Social Sciences from Bonn University and an Executive Master in Responsible Banking from Instituto de Estudios Bursatiles in partnership with London School of Economics and WSBI.
Using village savings groups as a stepping-stone to financial inclusion
The National Bank of Belgium NBB has been the central bank of Belgium since 1850. The National Bank of Belgium was established with 100% private capital by a law of 5 May 1850 as a naamloze vennootschap (NV). It is a member of the European System of Central Banks.
The Governor of the National Bank is a member of the Governing Council, the main decision-making body of the Eurosystem, particularly as regards monetary policy; the National Bank of Belgium participates in the preparation and execution of its decisions.
Holds a master in Economic sciences and a master in IT, both from the University of Louvain (Belgium).
He coordinates the team responsible for prudential supervision on payment institutions/electronic money institutions and oversight on payment systems at the National Bank of Belgium. His team also monitors Fintech and other new trends in the European payments ecosystem, including crypto-assets and central bank digital currencies.
Previously he was responsible for the daily management of the Center for Exchange and Clearing (CEC), the Belgian Automated Clearing House (ACH), of which he was Chairman for several years. He held the Single Euro Payments Area (SEPA) Program Office in Belgium during the migration period to SEPA.
Currently, he participates as a member in the following international fora:
• Member of the “Standing Group on Payment Services” of the European Banking Authority.
• Member of the “Market Infrastructures and Payments Committee” (MIPC) of the European System of Central Banks (ESCB/European Central Bank).
• Member of the “Commission Expert group on Payments” CEGBPI of the European Commission.
Has been on several missions throughout the world for assessing retail payment systems in upcoming economies.
Published and contributed to various publications on payments business in the “Banking- and Finance bulletin” of the Belgian Financial Forum, the Economic Review and the Financial Market Infrastructures report of the National Bank of Belgium.
President and CEO. M.Sc. Electrical Engineering, B.A. Economics. Employed since 1 October 2019. Born 1967.
In Swedbank as President and CEO
Education
M.Sc. Electrical Engineering, Lunds University
B.A. Economics, Lunds University
Fil. Lic. Economics, Stockholm School of Economics and University of California San Diego
Work experience
2019– President and CEO, Swedbank
2013–2019 President and CEO, Folksam
2010–2013 CEO, NASDAQ OMX Stockholm
2010– Global Head of Bank Relations, Swedbank
2010 Senior Advisor NASDAQ OMX, Rockville MD, USA
2008–2010 Executive Director, International Monetary Fund (IMF), Washington DC, USA
2007 Senior Policy Fellow, Bruegel, Bryssel, Belgien
1994–2006 Swedish Ministry of Finance: State Secretary for Economic Policy and International Affairs, 2002–06, Chief Economic Advisor to the Minister of Finance, 1999–2002, Chief Political Advisor to the Minister of Finance, 1998–99, Political Advisor to the Minister of Finance, 1994–98
1993–1994 Columnist, Arbetet
On the Supervisory Board of Vienna Insurance Group Appointed since/until 2017/2024
Committee activity Strategy Committee (Deputy) Professional background
Since 2011 Kärntner Sparkasse AG, Klagenfurt Member of the Managing Board and Spokeswoman of the Managing Board responsible for Retail, Organization/IT and Marketing from 1995 International financial communication; support of the expansion to CEE with stays in Prague and Bucharest 1998-1999
Investor Relations Manager 1997-1998 Investment consulting for corporate clients 1996-1997 Area Manager international financial institutions 1995-1996 Head of support for foreign retail clients
1993-1995 Crèdit Lyonnais (Austria) AG, Vienna Private Banking Department: Relationship Manager 1989-1993 Chase Manhattan Bank (Austria) AG, Vienna Private Banking Department: Relationship Manager or Head of Back Office 1987-1989 Wang Österreich Ges.m.b.H., Vienna Order Controlling for Eastern Europe Education
1981-1986 Studied Commercial Science at the Vienna University of Economics and Business Administration 1976-1978 Studied at the Institute for Translator and Interpreter Training at the University of Vienna No supervisory board mandates in domestic or foreign listed companies
Heinrich Haasis (* April 21, 1945 in Streichen near Balingen) is a German CDU politician and was President of the German Savings Banks and Giro Association from 2006 to 2012.
After grammar school and commercial college, Haasis trained for the higher Baden-Württemberg administrative service, which he completed in 1968 with the state examination for Diplom-Verwaltungswirt (FH). From 1968 to 1971, he worked for the municipal administrations in Nürtingen and Hechingen.
In September 1991, Heinrich Haasis was elected President of the Württemberg Savings Banks and Giro Association by the Association Assembly. He was confirmed in this office in 1998. The Württemberg and Baden Savings Banks and Giro Associations merged to form the Savings Banks Association of Baden-Württemberg (SVBW) effective January 1, 2001. From the time of the merger until April 30, 2006, Haasis was Chairman (President) of the SVBW.
Successes during his term of office included the takeover of the previously state-owned Baden and Württemberg Gebäudebrandversicherungsanstalten by the Savings Banks Finance Group in 1994, the merger to form Landesbank Baden-Württemberg in 1999 and the merger of the two savings banks associations in Baden-Württemberg. From October 1999, Haasis was First Vice President and Chairman of the Conference of Association Presidents of the German Savings Banks and Giro Association (DSGV).
On December 1, 2005, Haasis was elected by the Association Assembly to succeed Dietrich H. Hoppenstedt as President of the German Savings Banks and Giro Association (DSGV) with effect from May 1, 2006.
Prieto, who has served as vice-president of corporate business and construction, is an expert in the banking business, and has a track record of more than 20 years in the organization where he has successfully held various positions.
Dominique Goursolle, née Nouhaud, has spent most of her career at the head of the Périgueux urban transport company (Péribus) and the family transport company Gonthier-Nouhaud, and is a former vice-president of the CESER Nouvelle-Aquitaine and of the Urssaf Aquitaine. She has been involved in the cooperative life of the Caisses d’Epargne since 1999. She has been Chairman of the Orientation and Supervisory Board of the Caisse d’Epargne Aquitaine Poitou-Charentes since 2017.
The Chairman of the Board of Directors of Al Barid Bank, Redouane Najmeddine, has been re-elected for a second successive term as Executive Chairman of the Africa Regional Group of the World Savings and Retail Banking Institute (WSBI), according to a press release issued by Al Barid Bank Group.
This consecration testifies to Al Barid Bank’s faithful commitment in defending and continuously supporting the interests and aspirations of WSBI’s African members. The WSBI Africa Regional Group comprises 36 financial institutions in 22 countries in Africa, adds the same source.
As a reminder, the WSBI is a global banking association dedicated to promoting financial inclusion, savings development and the digitalization of financial products and services; it has 100 members in 90 countries around the world (United States, Europe, Asia-Pacific and Africa).
ATTORNEY DR. GERHARD BRANDSTÄTTER
Career
Law studies at the University of Florence
Collaboration as a lawyer with Prof. Salvatore Pescatore in Rome from 1979 to 1982
Joined the law firm Brandstätter, founded by his father Dr. Josef Brandstätter, in 1982
Founding of the Brandstätter law firm in 1998 together with 5 partners
Since 1982 member of the supervisory board in various commercial, industrial and financial companies
Since 1991 registered in the register of auditors
President of the Board of Directors of the Investment Bank Trentino-South Tyrol from 1991 to 2003
Honorary Consul of the Federal Republic of Germany for the Trentino-Alto Adige Region since 1999
President of the Board of Directors of the South Tyrolean Savings Bank Foundation in the years 2003 to 2012.
Since 2014 Member of the Board of Directors and of the Executive Committee of the Italian Banking Association ABI
Since 2014 President of the Board of Directors of Südtiroler Sparkasse
Since 2016 Member of the Board of Directors of the Deposit Insurance Fund (FITD) in Rome
Since 2018 Vice President of the Italian Savings Banks Association (ACRI) in Rome
Madame Ewa Andersen holds a Bachelor of Laws and has previously been CEO of Virserums Sparbank (2006-2012) and Högsby Sparbank (2012-2014). Since April 2014, Ewa has been Deputy CEO of the National Association of Savings Banks and became Acting CEO in February 2016.
Ewa shares the savings banks’ values and sees this as a basic prerequisite in her work. In recent years, she has worked on everything from revising all our agreements with Swedbank, creating understanding among authorities and partners about why the investigation proposal for a total commission ban in the savings area is harmful to customers with smaller investment assets and how the digital development affects our way of working towards our 2 million customers, says Erik Hägglöv, Chairman of the National Association of Savings Banks (Sparbankernas Riksförbund).
Ewa has a long banking experience as a bank lawyer, private advisor, business advisor, and CEO. During the period 2008-to 2014, Ewa was a member of the Board of Directors of the National Association of Savings Banks and Sparbankernas Service AB. In addition, Ewa has participated in the Board since 2014 as Deputy and Vice President. She has also been a member of the consultation group between the Savings Banks and Swedbank since 2011.
More than 50,000 low-income Senegalese women will gain access to basic financial services like savings thanks to a new tech-savvy project by COFINA Senegal and WSBI
Connecting smallholder farmers to inputs, from finance to fertiliser, that can transform their lives
Helping mothers save towards the welfare of their children
Helping smallholder farmers to smooth their cash flows between harvests and improving their financial resilience
Helping smallholder farmers to smooth their cash flows between harvests and improving their financial resilience