WSBI ESBG
Regional
Enable financial inclusion around the world
WSBI and ESBG members are committed to building a financially inclusive society.
A pledge to financial inclusion is outlined in WSBI positions to G20 leaders and in its commitment to World Bank Group’s Universal Financial Access goal. Financial inclusion projects tackle product accessibility and affordability as well as ways to get closer to clientsthrough proximity networks in both remote and underserved areas. Financial education is an important pathway to financial inclusion, which impacts all ages.
Making a Responsible Contribution to the Community
Sustainability means more than just green. It holds a deeply profound social dimension that is part of the DNA of WSBI-ESBG members. Savings and retail banks place a strong social commitment, a factor that differentiates them from other actors in the financial sector and are a driver for job creation and economic growth. As it forms a central role within their identity, WSBI-ESBG member banks:
- Link their business aims and success to the needs of local communities and society in which they operate, over and beyond their customer base.
- Drive local economic growth, entrepreneurship and jobs.
- Develop, implement, and support a wide scope of social initiatives to achieve a more inclusive society.
- Engage with communities through multi-stakeholders partnerships and corporate philanthropy, in such fields as medical and scientific research, arts and culture, social entrepreneurship, education, integration, as well as the preservation of natural and historical heritage.
- Commit to integrity and ethics among staff, management and governing bodies.
- Can adopt government structures which allow for democratic backing and supervision from local communities
- Act self-sustaining and prevent the public from socialised losses.
Promotion of Accessibility and Financial Inclusion
As fair partners for all segments of society, WSBI-ESBG member banks:
- Serve all segments of the population, from younger people to those who, due to their advanced age, lack access to digital banking services to widen financial inclusion.
- Promote savings and facilitate access to modern financial products and services that are tailored to the financial profile of the person concerned, including those with lower incomes or modest means.
- Ensure banking accessibility and proximity, close-to-customer banking close at hand by means of their dense network of branches throughout the country, including low populated and economically disadvantaged areas, and via a well-developed range of electronic access channels.
- Make branches and distribution channels as accessible as possible to elderly people, persons with physical disabilities or impairments.
- Provide high-quality financial education programmes to fulfil the commitment of providing citizens with a better knowledge of financial issues that will enable them to make informed choices through their lives, thus helping a more resilient society.
WSBI ESBG latest
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Sanctions Painkiller: Series of webinars on navigating sanctions compliance
Virtual Panel | 03 June 2022
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Data Act – An open data economy should be multilateral and cross-sectoral
ESBG's response to the European Commission consultation on the proposed Data Act calls for a horizontal regulatory approach to establish a consistent and harmonised rules for all sectors. ESBG is the…
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Overtime for Ukrainian war refugees: DSGV employees donate over 100,000 euros through extra work
European Savings and Retail Banking Group members are standing in solidarity with people in need in Ukraine.
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Stand with Ukraine: Erste family provides extensive humanitarian aid
European Savings and Retail Banking Group members are standing in solidarity with people in need in Ukraine.
May 12, 2022
The German Savings Banks Association ( DSVG ): More than 100,000 accounts already opened for Ukrainian war refugees
European Savings and Retail Banking Group members are standing in solidarity with people in need in Ukraine.
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CaixaBank has been leveraging its network of branches in Spain to assist asylum seekers and refugees fleeing Ukraine
European Savings and Retail Banking Group members are standing in solidarity with people in need in Ukraine.