Publications
Published materials from WSBI and ESBG
Latest release.
Our titles.
A quarterly publication covering the latest news from the assocations as well as insight pieces from leaders
in the savings and retail banking world.
Special focus is placed on WSBI work on financial inclusion, innovation, sustainable finance, proportionality and better regulation.
In print or online, its written with WSBI-ESBG members and banking sector stakeholders in mind.
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Position Papers
WSBI-ESBG 's latest position papers include responses to consultations and letters submitted to the European Commission and other policymaking bodies.
Covers a host of issues related to public policy that affects the savings and retail banking model.
A must read for policymakers, policy experts and stakeholders.
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Perspectives
Published from 1997 to 2013, the Perspectives series contains research papers on economic, legal and marketing-oriented topics,
as well as on microcredit and microfinance. Most editions of the publication are available as a .pdf via the search box below.
Printed copies are still available for the most recent issues.
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WSBI and ESBG, along with other organisations affiliated with the two associations, publish on a regular basis research papers
on specific topics.
Subjects covered include financial inclusion, WSBI's doubling savings account programme, microcredit, access to finance,
social dividend, proximity, sustainability, mobile banking, agent banking and affordability.
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ESBG brochures.
NEW: ESBG Handbook 2019
ESBG member banks a make a substantial contribution to EU growth, stability and prosperity by weaving into the local and regional fabric,
forming a major source of finance for people, households, SMEs and community institutions, says this new handbook. The 85-page document
provides a quick introduction to financial regulation and the role that savings and retail banks play in the EU economy and overall society.
It explains ESBG positions on a host of policy areas.
>> Read now (.pdf)
Savings and retail banking: A unique, locally driven model that helps unleash real economy growth and create jobs.
Available in four languages, it provides an overview of policy positions taken by savings and retail banks in Europe that relate to EU policy.
An ideal first read for policymakers and stakeholders.
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A brochure first published by ESBG in 2016 and updated in 2019 that provides an overview of the social value of savings and retail banks.
Banking. Serving. Thriving showcases the impact made by European savings and retail banks to boost the real economy
while giving back to the communities they serve.
It gives policymakers and stakeholders a glimpse of how savings and retail banking play a special role in the EU economy and society.
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A brochure published by ESBG in 2019 that focuses on good practice from ESBG members, addressing how financial education can act as a
powerful tool in the fight against over-indebtedness. A lack of education – particularly financial education – can be the cause in
some cases of some of the problems affecting part of the financial system, namely over-indebtedness, lack of diversification, fraud and
abuse. An increased level of financial literacy can mitigate those, particularly over-indebtedness. Increased levels of financial literacy,
complementing adequate consumer protection regulation, can lead to fairer and more inclusive societies.
>> Read the brochure
WSBI brochures.
NEW
Scale2Save Programme report: "Savings and Retail Banking in Africa"
Results from 2018 WSBI member bank survey
Focusing on the needs of customers remains a challenge for savings and retail banks in Africa, according to a new report issued in January
2019 by WSBI’s Scale2Save Programme, a partnership between WSBI and Mastercard Foundation. Based on a survey of 34 WSBI Africa
institutions in 2018, the 50-page report finds that member banks offer a variety of transaction and savings accounts as part of their drive to
attract and satisfy customers. But it also found their product and service mix still falls short of customer needs. That shortfall could decrease
account activity and hamper take-up by potential customers. If this persists, banks surveyed could face weak financial performances.
>> See report
WSBI in Africa: Banking.Serving.Thriving.
A brochure published by WSBI in October 2018 that provides an overview of the social value of savings and retail banks in Africa.
Banking.Serving.Thriving. showcases the impact made by savings and retail banks there to boost the real economy while giving back to the
communities they serve. It gives policymakers and stakeholders a glimpse of how savings and retail banking play a special role.
A brochure published by WSBI in 2018 that provides an overview of the social value of savings and retail banks in the Asia-Pacific region.
Banking.Serving.Thriving. showcases the impact made by savings and retail banks there to boost the real economy while giving back to the
communities they serve. It gives policymakers and stakeholders a glimpse of how savings and retail banking play a special role.
WSBI in Latin America: BANCARIZANDO. SIRVIENDO. PROSPERANDO.
A brochure published by WSBI in 2017 that provides an overview of the social value of savings and retail banks
in Latin America and the Caribbean.
BANCARIZANDO. SIRVIENDO. PROSPERANDO. showcases the impact made by savings and retail banks in the region to boost the real
economy while giving back to the communities they serve. It gives policymakers and stakeholders a glimpse
of how savings and retail banking play a special role.
En español | English
A study showing the power of financial education starting young via School Bank programme.
The report describes the different models and approaches to SchoolBanking through the long tradition of activities carried out
by WSBI members as well through CYFI’s current work in this area.
Intended for policymakers and stakeholders, report conclusions and case studies demonstrate how SchoolBank is a proven way
to inform and educate people at a young age about financial principles that they can carry with them throughout their lives.
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WSBI G20 institutional positions
Building Consensus for Fair and Sustainable Development.
The latest set of institutional positions from WSBI related to G20 policy areas.