WSBI ESBG

Prudential, Supervision and Resolution

WSBI-ESBG is a propoponent of the proportionality principle.

Banking legislation: Strike the right balance

WSBI-ESBG is a propoponent of the proportionality principle, an instrument that aims to achieve the right balance between the objectives pursued by legislation and the methods used to achieve them.
It is needed balance to prevent the financial system and its regulatory framework ​from creating disproportionate obligations to banks that do not adjust to the standards ​of size, complexity, business model, and cross-border activity. When proportionality is applied properly, it creates an evironment for further innovation, ​sustainable finance as well as finanical inclusion by savings and retail banks.


Prudential treatment of software investments

In today’s digital era, the current approach of the EU-Legislator to the capital treatment of software assets is a disadvantage in comparison with non-EU banks and FinTech Companies and must be tackled in order to achieve a level playing field, preserve fair competition and advance technological innovations and digitalisation in the financial (banking) sector.

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Considerations on the BCBS principles for the management & supervision of climate-related financial risks

Considerations on the BCBS principles for the management & supervision of climate-related financial risks

Considerations on the BCBS principles for the management & supervision of climate-related financial risks

Considerations on the BCBS principles for the management & supervision of climate-related financial risks

ESBG welcomes EBA’s greater emphasis on proportionality

ESBG welcomes that the EBA is placing greater emphasis on proportionality in regulation, and hopes that this will pave the way for more proportionality in future regulations.

The EU Commission’s proposed ‘single-stack’ approach for Basel III finalisation would harm European banks

ESBG also calls for a proportionate implementation of the Basel III framework in the EU banking system to ensure that Europe’s diversified banking sector continues to foster economic growth.

Banking sector calls for participation in development of EU e-ID Toolbox

BRUSSELS, 2 September 2021 – The European Credit Sector Associations (ECSAs), submitted joint feedback on 30 August to the European Commission’s initiative for an EU digital ID scheme for online…

Call for proportionality in ECB’s revisions to options and discretions policies

BRUSSELS, 30 August 2021 – The European Savings and Retail Banking Group (ESBG) submitted on 23 August its response to the European Central Bank (ECB) public consultation on updates to its harmonised…