WSBI ESBG

Prudential, Supervision and Resolution

WSBI-ESBG is a propoponent of the proportionality principle.

Banking legislation: Strike the right balance

WSBI-ESBG is a propoponent of the proportionality principle, an instrument that aims to achieve the right balance between the objectives pursued by legislation and the methods used to achieve them.
It is needed balance to prevent the financial system and its regulatory framework ​from creating disproportionate obligations to banks that do not adjust to the standards ​of size, complexity, business model, and cross-border activity. When proportionality is applied properly, it creates an evironment for further innovation, ​sustainable finance as well as finanical inclusion by savings and retail banks.

Prudential treatment of software investments

In today’s digital era, the current approach of the EU-Legislator to the capital treatment of software assets is a disadvantage in comparison with non-EU banks and FinTech Companies and must be tackled in order to achieve a level playing field, preserve fair competition and advance technological innovations and digitalisation in the financial (banking) sector.

Our latest content on Prudential, Supervision and Resolution

02/06/2023

ESBG reiterates its recommendations for the trialogues on the Banking Package towards the Council and Parliament

At the end of May, ESBG reiterated its recommendations for the trialogues on the Banking Package

12/05/2023

ESBG responds to the EBA consultation on IRRBB supervisory reporting

ESBG submitted its response to the consultation launched by the European Banking Authority (EBA) on 2 May 2023 on its draft Implementing Technical Standards (ITS) on supervisory reporting with…

05/05/2023

ESBG submits its response to ESAs on the exchange of information relevant to fit and proper assessment

On 28 April, ESBG submitted its response to the European Supervisory Authorities’ (ESAs’) consultation on joint draft Guidelines concerning

04/05/2023

ESBG sends a letter to the EBA and EC to address the proposed changes to the EBA RTS on IRRBB SOT

On 24 April, ESBG sent a letter to the European Banking Authority (EBA) and the European Commission (EC) regarding the EC proposed

04/04/2023

ESBG responds to SRB consultation on its future strategic review

ESBG has recently shared its feedback with the Single Resolution Board (SRB) on its future strategic review which aims to enter into a new era

17/03/2023

ESBG submits its response to the EBA consultation on the overall recovery capacity in recovery planning.

On 14 March, ESBG submitted its response to the consultation launched by the European Banking Authority (EBA)