Positions
Latest position papers published by WSBI and ESBG. Responses to consultations and letters submitted to the European Commission and other policymaking bodies appear in many of the published papers.
ESBG response to ESMA’s consultation on guidelines of MiFID II suitability requirements
ESBG’s response to the European Securities and Market Authority (ESMA) consultation on some MiFID II sustainability aspects. European banks calls for clear procedures and to avoid unnecessary administrative burdens.
Developing a proportionate, fair and efficient IRRBB framework in the EU
On 4 April 2022, ESBG responded to the EBA consultation specifying technical aspects of the revised framework capturing interest rate risks for banking book (IRRBB) positions.
European Commission review of the Mortgage Credit Directive
SBG sent its response to the European Commission questionnaire on what to include in the upcoming Review of the Mortgage Credit Directive (MCD).
Customer protection
The ESBG, together with eight other associations has written to the European Data Protection Board, the European Commission and the European Banking Authority about the EDPB Guidelines 06/2020 on the interplay between the reviewed Payment Services Directive and the General Data Protection Regulator.
Strengthening the quality of corporate reporting and its enforcement in the EU
The consultation aims to evaluate the impact of the EU framework on the three pillars of high quality and reliable corporate reporting: corporate governance, statutory audit and supervision. This position paper is based on ESBG’s response to the consultation.
European Commission Banking Package proposal
ESBG responded to the European Commission “have your say” consultation on the Banking Package proposal.
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Clear and fair rules for the use of machine learning in Internal Rating Based models
The European Savings and Retail Banking Group welcomes the initiative of the European Banking Authority to discuss the implications of the use of machine learning in the internal rating based models for credit risk.
ESBG response to ESMA’s consultation on guidelines of MiFID II suitability requirements
ESBG’s response to the European Securities and Market Authority (ESMA) consultation on some MiFID II sustainability aspects. European banks calls for clear procedures and to avoid unnecessary administrative burdens.
Developing a proportionate, fair and efficient IRRBB framework in the EU
On 4 April 2022, ESBG responded to the EBA consultation specifying technical aspects of the revised framework capturing interest rate risks for banking book (IRRBB) positions.
European Commission review of the Mortgage Credit Directive
SBG sent its response to the European Commission questionnaire on what to include in the upcoming Review of the Mortgage Credit Directive (MCD).
Customer protection
The ESBG, together with eight other associations has written to the European Data Protection Board, the European Commission and the European Banking Authority about the EDPB Guidelines 06/2020 on the interplay between the reviewed Payment Services Directive and the General Data Protection Regulator.
Strengthening the quality of corporate reporting and its enforcement in the EU
The consultation aims to evaluate the impact of the EU framework on the three pillars of high quality and reliable corporate reporting: corporate governance, statutory audit and supervision. This position paper is based on ESBG’s response to the consultation.
European Commission Banking Package proposal
ESBG responded to the European Commission “have your say” consultation on the Banking Package proposal.
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Considerations on the BCBS principles for the management & supervision of climate-related financial risks
Clear and fair rules for the use of machine learning in Internal Rating Based models
The European Savings and Retail Banking Group welcomes the initiative of the European Banking Authority to discuss the implications of the use of machine learning in the internal rating based models for credit risk.
