>> 'Three Principles' to legislation
WSBI-ESBG 's latest position papers include responses to consultations and letters submitted to the European Commission and other policymaking bodies.Written for policymakers, policy experts and stakeholders, the papers cover public policy topics that affect savings and retail banking.
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Banking Union (SSM, SRM, DGS)
Bank Recovery and Resolution Directive (BRRD, MREL, TLAC)
Basel Reform
Capital Requirements
EMIR Review
ESAs: European Supervisory Authorities
Liquidity Requirements (NSFR, LCR)
Leverage Ratio
Own Funds / Risk Weighted Assets
Risk Reduction Measures Package
EBA BSG Proportionality Paper
Political Toolbox on Proportionality
ESBG proportionality workshop 2017
Capital Markets Union
Crowdfunding
ESBG-UEAPME-FEE Joint Position
SME Feedback
SME Financing
SME Supporting Factor
Study: EU, US Financial Systems
BCBS Consultation Response (.pdf)
Long-term Shareholder Involvement (.pdf)
Remuneration
Charter for Responsible and Sustainable Business
CSR database with case studies
United Nations Global Compact
WSBI-ESBG Contribution to the UN sustainable Development Goals
Position Paper: General Data Protection Regulation
EU Fintech Action Plan
EU Digital Single Market
WSBI Bangkok Resolution
WSBI Washington Declaration
WSBI-ESBG Innovation Hub
Innovation Insights
Universal Financial Access Goals
WSBI Bangkok Resolution
WSBI Washington Declaration
WSBI Marrakech Declaration: "An Account for Everyone"
Global Money Week
European Stock Market Learning
World Savings Day
Audit
Financial Reporting
Credit Rating Agencies
MiFID
PRIIPS
Prospectus
ESBG analysis: Negative interest rate impact on EU savings & retail banks
Anti-money Laundering
Bank Fees
Cross-Border Payments Regulation
Crypto-assets
Innovative Payment Services
PSD2
Remittances
SEPA
Consumer Financial Services Action Plan
Mortgage Credit
Retail Banking Products: Product oversight and govenance
>> Final report: "Impact of Banking Regulation on Employment”
>> Joint declaration on impact of digitalisation on employment
>> 'Telework in European Banking Sector' joint declaration
ESBG position paper
Automatic Exchange of Information
Financial Transaction Tax (FTT)
Transfer Pricing Guidelines