Scale2Save Campaign
Micro savings, maximum impact.
Abridged report July 2022
End Term Evaluation of the Scale2Save Programme
Scale2Save Programme created a lasting Legacy:1.3 million more low-income women, farmers and youth are financially included on the African continent
1.3
MILLION
The World Savings and Retail Banking Institute (WSBI) and the Mastercard Foundation engaged GenesisAnalytics to conduct the end-term evaluation of the Scale2Save programme
The purpose of the evaluation was to provide lessons learnt against key learning questions of the programme related to the supply-side.:
- How does the institutional model affect the ability to offer low balance savings accounts (LBSAs)?
- What impact has the programme had on partner Financial Service Providers (FSPs)?
- How has the Scale2Save programme contributed to the ecosystem?
- What has been the value of partnerships in the delivery of LBSAs under the Scale2Save programme?
- What is the combination of supply-side and demand-side drivers that emerge for LBSAs?
- What factors impeded the ability of partner FSPs in the provision of LBSAs during the Scale2Save programme?
- What factors influence the sustainability of LBSAs developed under the Scale2Save programme
- Learnings from the evaluation will be used to inform future efforts of increasing demand and supply for low balance savings accounts and for broader ecosystem learning.
“The programmehelped FSPs toovercome obstaclesthat would havebeen prohibitivewithout theScale2Saveteam’s constantsupport.
Scale2Save
25/09/2023
WSBI as a catalyst for unlocking the potential of female entrepreneurs
13 October 2023, 9.30am-12pm Hôtel Du Golf Rotana Palmeraie, Marrakech I Morocco
01/03/2023
The State of Savings and Retail Banking in Africa
The WSBI has conducted two research reports tracking the progress of retail and savings banks in their financial inclusion efforts across Africa (2018, 2019).
22/02/2023
Driving Formal Savings: What Works for Low-Income Women?
While financial inclusion is expanding globally, the gender gap in access to financial services and products persists
19/12/2022
What a journey it has been!
Between 2016 and 2022 Scale2Save financially included more than 1.3 million women, young people and farmers in Kenya, Uganda, Nigeria, Morocco, Senegal and
14/12/2022
The financial diaries revealed useful insights into young people’s savings, spending and income behavior
It examines their experience in respect to financial inclusion, support structures and opportunities for young entrepreneurs
09/12/2022
The Power of Community-Based Organizations to Mobilize Farmers’ Savings
In Ivory Coast, the world’s largest cocoa producer, cocoa is harvested twice a year, in May-June and in October-December. Between seasons, most smallholder farmers do not generate revenue
15/11/2022
How Can Small Scale Savings Be Offered Sustainably?
Learnings from the Scale2Save Program on successful business and institutional models
15/11/2022
Application of CGAP Customer Outcomes Framework in Uganda
This case study by WSBI's Scale2Save programme applied the CGAP customer outcome indicator framework to test the impact of a new basic savings product positioned in the financial inclusion market and…
10/11/2022
Driving formal savings: What works for low-income women
Gender-inclusive products need to be designed with low-income women’s needs in mind. Yet, the real question remains: What services do female customers value, prioritize and need? This learning paper…
10/11/2022
The art of change
Leaning paper by WSBI's Scale2Save programme for financial inclusion in Africa. A practical approach to changing behaviors of financial service providers for more meaningful outreach to low-income…