Politico LIVE
Europe’s economy is heading into troubled waters. Inflationary pressure, driven by the most acute economic circumstances since 2008, has put policymakers in the hot seat to steady the course. On top of this, leaders across Europe have been tasked with running a tight ship – finishing up on key finance policy files and keeping up with a disrupting FinTech economy. What will 2023 look like once the storm has settled?
POLITICO Live’s Finance Summit on March 23 will peek into the telescope to see what’s next for the finance sector, and what role it will play in driving tomorrow’s economy. A much-needed status update of Europe’s economic situation will kick off the day, followed by in-depth discussions on banking, green finance and more, topped off by compelling discussions on crypto and payments.
Finance Summit: Mr Peter Simon, the Managing Director of WSBI-ESGB is speaking at: Spotlight discussion - Basel III and the road to the Banking Union: almost there?
Thank you for joining POLITICO Live Finance Summit! Comment your favorite moment from the day using #POLITICOFinance
Missed a session? The discussions will be uploaded to YouTube shortly!
Thursday, March 23, 2023 12:35 PM to 1:10 PM
Other panelists:
José Manuel Campa · European Banking Authority
Jonás Fernández · European Parliament
Hannah Brenton · POLITICO-Moderator
ESBG Spotlight: European Payments – taking Stock of current developments
In the Spotlight: Dr. Joachim Schmalzl, Executive Member of the Board of DSGV
In 2021, nearly 144 billion cashless transactions were made in the EU at an 8,6% CAGR (2017-2021), showing that payments are extremely important – and for the EU regulators it is important that these payments are safe, secure, efficient and under EU governance.
This is the right moment to take stock of the latest developments and whether the recent European Commission initiatives are assisting the EU payments landscape to flourish. ESBG is happy to put Dr. Schmalzl, Executive Member of the Board of DSGV, in its Spotlight to receive an update on recent developments. He will shed some light on general market trends in payments, customer behaviour, fraud and the digital euro, and he will discuss some recent regulatory initiatives.
Moderated by Diederik Bruggink, ESBG’s Head of the Payments, Digital Finance and Innovation department, this event promises to be a fruitful exchange on some of the recent developments that drive the EU’s payments agenda.
SPEAKER
Dr. Joachim Schmalzl
Executive Member of the Board of DSGV
MODERATOR
Diederik BRUGGINK
Head of Department Innovation and Payments at The European Savings and Retail Banking Group
Get in contact with us for more details about Spotlight, replays of previous editions or possible collaboration: constantin.vicol@wsbi-esbg.org
WSBI Encuentro Internacional de Líderes de Banca Retail
ESPANOL | ENGLISH
EVENTO: Tendencias globales en educación financiera, ciberseguridad y finanzas sostenibles
WSBI Encuentro Internacional de Líderes de Banca Retail
17 MARZO 2023
Regístrese para el evento
Este encuentro reunirá a líderes del sector de la banca retail, así como reguladores y organismos técnicos de avanzada, para un enriquecedor intercambio sobre los temas más apremiantes a nivel mundial y regional.
Encabezado por el presidente del WSBI, Sr. Isidro Fainé (presidente de la Fundación ‘”la Caixa”); y el presidente regional de WSBI para América y el Caribe, el Sr. Diego Prieto Rivera (Presidente del Banco Caja Social, Colombia), esta será una ocasión única para el intercambiar conocimientos, y crear vínculos con los miembros de la directiva del Instituto, representantes de nuestra prestigiosa organización provenientes de todo el mundo, así como con actuales y potenciales miembros de la región Latinoamericana.
Agenda
8.00 – 8.30 AM
Registro
8.30 – 9.00 AM
Mensajes de bienvenida
Peter Simon
Director General WSBI-ESBG
Diego Prieto Rivera
Presidente Regional del WSBI para América y el Caribe y Presidente de Banco Caja Social (Colombia)
09.00 – 10.30 AM
PRIMERA SESIÓN: Historias de éxito en Digitalización y Ciberseguridad
PANEL
Moderador:
Carlos Morales Roviralta, Director de la Oficina de Representación de CaixaBank en Colombia
Panelistas:
-
- Al-Amine Nejjar, CEO de Al Barid Bank y presidente regional del
WSBI para Africa (Marruecos) - Alok Kumar Choudhary, Director general de Operaciones del Banco estatal de India (virtual)
- Fabián Hernández, Presidente CEO de Telefónica Movistar Colombia
- Daniel Madrid Díaz, Responsable global de la práctica de consultoría en riesgo tecnológico y ciberseguridad en Minsait
- Al-Amine Nejjar, CEO de Al Barid Bank y presidente regional del
10.30 – 11.00 AM
Pausa café 
11.00 – 12.30 PM
SEGUNDA SESIÓN : Finanzas sostenibles
Discurso introductorio: Helmut Schleweis, Presidente de la Asociación Alemana de Cajas de
Ahorro (DSGV)
PANEL
Moderador:
José María Méndez, Director General de CECA y CEO de Cecabank (España)
Panelistas:
- Marcela Ponce Pérez
Directora del Programa de Finanzas Climáticas en Latinoamérica y el Caribe International Finance Corporation (IFC) - Mariana Escobar Uribe
Líder del Grupo de Trabajo de Finanzas Sostenibles de la Superintendencia Financiera de Colombia - Eugenio Solla
Chief Sustainability Officer y Miembro del Comité de Dirección de CaixaBank (virtual) - Clemente del Valle
Director del Centro Regional de Finanzas Sostenibles de Uniandes y miembro del sustainable Development Investment Future Council del World Economic Forum
12.30 – 02.00 PM Almuerzo
02.00 – 03.30 PM
TERCERA SESIÓN: La educación financiera como medio para la inclusión financiera
Discurso introductorio: Dominique Goursoulle- Nouhaud, Presidenta de ESBG y de la Fédération Nationale des Caisses d’Epargne (FNCE) (Francia)
PANEL
Moderador: Joan Rosás, Director de Relaciones Institucionales Internacionales CaixaBank
Panelistas
- Faustino Laínez Mejía, Presidente de Banco Atlántida (Honduras)
- Jorge Solís, Presidente de la Federación Peruana de Cajas Municipales de Ahorro y Crédito (FEPCMAC)
- Diego Prieto Rivera, Presidente de Banco Caja Social (Colombia)
03.30 – 04.05 PM
Discurso de clausura
- Isidro Fainé, Presidente del WSBI y presidente de la Fundación “la Caixa”
PROGRAMA SOCIAL
4.40 PM
Transporte hacia el hotel Santa Clara
6.00 PM
Transporte desde los hoteles Santa Clara y Radisson al muelle de La Bodeguita
6.30 PM
Tour de la bahía
7.45 PM
Arribo al restaurant del Club de Pesca
8.00 PM
Cena
Transporte de regreso a los hoteles Santa Clara y Radisson
Sobre Cartagena de Indias
Una de las joyas del Caribe, Cartagena de Indias combina el sabor colonial de su ciudad amurallada protegida por la UNESCO con la modernidad de un destino de primera para convenciones y reuniones de negocios. Todo esto realzado por la hospitalidad y alegría de su gente.
Clima y código de vestimenta
En marzo, típicamente Cartagena de Indias tiene 25°C como temperatura mínima y 32°C como temperatura máxima. En esta ciudad tropical costera, la humedad en el ambiente se mantiene constante a un nivel del 100%.
Se recomienda vestir telas frescas como el lino y el algodón.
WSBI International Retail Banking Leaders Conference
ESPAÑOL | ENGLISH
EVENT: Global trends on financial education, cybersecurity and sustainable finance
WSBI International Retail Banking Leaders Conference
17 MARCH 2023
Register for the event
This Conference will bring together leaders and decision makers from the retail banking sector for an enriching exchange on the most pressing topics at the global and regional levels.
Hosted by the WSBI President, Mr Isidro Fainé (President at ‘La Caixa’ Foundation); and the WSBI Regional President for The America and Caribbean, Mr Diego Prieto (President at Banco Caja Social, Colombia), this will be a unique knowledge exchange and networking occasion. The conference will count with the participation of members of the WSBI Board representing the sector at the global level, and of current and potential members from Latin America.
Program
8.00 – 8.30 AM
Registrations
8.30 – 9.00 AM
Welcome Messages
Peter Simon
WSBI-ESBG Managing Director
Diego Prieto
WSBI, Regional President for America and the Caribbean and President of Banco Caja Social
09.00 – 10.30 AM
PANEL 1: Success stories in Digitization, Big Data and Cybersecurity
Moderator:
Carlos Morales Roviralta, CaixaBank Colombia
Panelists:
-
- Al-Amine Nejjar, CEO of Al Barid Bank and regional president of the WSBI for Africa (Morocco)
- Alok Kumar Choudhary, Managing Director for Retail Business & Operations at State Bank of India (online)
- Daniel Madrid Díaz, Strategic Cybersecurity and Technological Risk Director at Minsait
- Fabián Hernández, President CEO of Telefónica Movistar Colombia
10.30 – 11.00 PM
Coffee Break ☕
11.00 – 12.30 PM
PANEL 2 : Sustainable finance
Keynote
- Helmut Schleweis, President of the German Savings Bank Association (DSVG)
Moderator:
Jose María Méndez, Managing Director at CECA and CEO at Cecabank (Spain)
Panelists:
- Marcela Ponce Pérez, Climate Finance Leader for Latin America and the Caribbean, International Finance Corporation (IFC)
- Mariana Escobar Uribe, Advisor to the Financial Superintendent of Colombia and Head of the Sustainable Finance Hub at Superintendencia Financiera de Colombia
- Eugenio Solla, Chief Sustainability Officer and member of the CaixaBank Management Committee (virtual)
- Clemente del Valle, Member of the Sustainable Development Investment Future council and the Infrastructure 4.0 Community
12.30 – 02.00 PM LUNCH
02.00 – 03.30 PM
PANEL 3: Financial education as a means for financial inclusion
Keynote
Dominique Goursoulle- Nouhaud, President Chairman of the National Federation of Caisses d’Epargne (FNCE).
Panel discussion
Moderator:
Joan Rosás, Head of International Institutional Relations at CaixaBank
Panelists:
- Faustino Laínez Mejía, President of Banco Atlantida (Honduras)
- Jorge Solís, President of the Peruvian Federation of Municipal Savings and Credit Banks (FEPCMAC)
- Diego Prieto Rivera, President of Banco Caja Social (Colombia)
03.30 – 04.05 PM
Closing Speech
- Isidro Fainé, President of the WSBI and President of the La Caixa Foundation
SOCIAL PROGRAMME
4.40 PM
Transportation to the Santa Clara hotel
6.00 PM
Transportation from Santa Clara and Radisson Hotels to La Bodeguita
6.30 PM
Board a catamaran for a tour of the bay.
7.45 PM
Arrival at the Fishing Club Restaurant
8.00 PM
Dinner
About Cartagena de Indias
One of the jewels of the Caribbean, Cartagena de Indias combines the colonial flavour of its UNESCO protected walled city with the modernity of a top destination for conventions and business gatherings. All of this enhanced by the effortless hospitality of its lively people.
Weather and dress code
In March, typically Cartagena de Indias has 25°C as the lowest and 32°C as the highest daily temperatures. This Coastal tropical city, the humidity level is constant at 100%.
Wearing fresh fabrics such as linen and cotton is recommended even for business or formal occasions.
The 28th African Regional Group Meeting convenes in Cape Verde
Representing 27 financial institutions from 20 countries, WSBI Africa Regional Group convened in Cape Verde during 6-7 October 2022.
By Stephanie Yeze
Co-organized by WSBI and Caixa Económica de Cabo Verde, the Africa Regional Group came together physically for the first time since the last in-person meeting that was held in Zimbabwe back in 2019 during the 28th edition of these meeting series. As one of the long-lasting regional groups of WSBI, Africa Regional Group brings together members in the African region to keep close exchange on the members’ priority topics of the year.
This year’s meeting focused on “Banking Development Strategy & Leadership” and saw the active participation of more than 30 delegates from such countries as South Africa, Kenya, Zimbabwe, Zambia, Botswana, Morocco, Senegal and of course from the hosting country Cape Verde.
Following the welcoming speeches made by Mr. Antonio Moreira, CEO of CAIXA Económica de Cabo Verde, Mr. El Moussaoui M’hamed, Al Barid Bank President and also the newly named WSBI Africa Regional Group President, and Mr. Peter Simon, Managing Director of WSBI-ESBG, the two days event was officially inaugurated by H.E. Mr. Carlos Santos, Minister of the Cape Verde Government. During his speech, Mr. Santos highlighted that the 28th Strategic African Regional Group Meeting would allow participants to discuss relevant themes for the institutional developments, the banking development strategy activities and leadership as well as providing them with an analysis on the new trends for the banking sectors globally and at the level at the regional group.
The first day started with a panel on process ‘from postal financial services to retail bank’. During the panel, representatives from Al Barid Bank Morocco, Tanzania Commercial Bank and Central Bank of Cape Verde, were able to discuss the different angles and solutions to facilitate the process. On the second session, MicroBank, which is the social bank of the CaixaBank Group, made a presentation with a focus on inclusion through microcredit and other financing with social impact. During the panel, the participants were briefed on how the network of branches has adapted their financial products and services to the needs of not only entrepreneurs, microenterprises and also families in order to promote personal development, social progress and financial inclusion before and after the pandemic. The following session on “Developing MSME Growth in Africa” elaborated on the findings of the SOI 2022 report which examines the role of WSBI members in driving MSME growth in Africa. Finally, the last panel of the day put the emphasis on “Leadership and Change Management”. By working together, the whole audience was able to reflect on their own individual leadership and willingness to be open to a potential change of leading.
Stephanie Yeze is international & institutional relations advisor of WSBI-ESBG with expertise on Africa
WSBI – 28th Meeting of the Asia Pacific Regional Group
Sustainable and Resilient - Savings and Retail Banks in the Post-Pandemic Era
Co-organised by our Indonesian member BTN and the World Savings and Retail Banking Institute (WSBI), this event aims to bring together key figures within the financial sector as well as policymakers from the region and G20 countries to discuss topics crucial to the industry, such as green lending, digitalisation, and mortgages.
The goal is to provide a platform and a voice to socially responsible banking institutions to discuss their interests with some of the world’s most influential decision-makers. Organised in the framework of the G20 Summit, the event will also include key speakers from the 2022 Indonesian G20 Presidency.
It should also offer a great opportunity to discuss important topics such as the implementation of BASEL III, sustainable lending, and the role regionally rooted, globally responsible banking institutions can play amidst the current economic challenges.
AGENDA
Payment Fintech:Quo Vadis?
ESBG Spotlight 6 December 2022 – Jan Vermeulen (NBB), Payment Fintech: Quo Vadis?
It seems that most Fintech companies target payments as the holy grail for their business. Since PSD2 has brought the opportunity for those Fintech companies to become licensed to operate in payments, the number of FinTech companies as well as the granted licenses showed impressive growth. But is it all gold that glitters?
Now that the review of PSD2 is taking place, Jan Vermeulen, directly overseeing the Belgium-based licensed FinTech companies at the National Bank of Belgium, will take stock on whether that is the case or not.
During this ESBG Spotlight, he will provide insight in the developments in the Belgium Fintech space since PSD2 became into force.
About Jan Vermelulen
Jan Vermeulen is the Coordinator Retail payments, prudential supervision and oversight at the National Bank of Belgium.
This session will be moderated by Diederik Bruggink, Head of Payments and Innovation at the European Savings and retail Banking Group (ESBG).
SPEAKER
Jan VERMEULEN
Coordinator of the team responsible for prudential supervision on payment institutions/electronic money institutions and oversight on payment systems at the National Bank of Belgium
MODERATOR
Diederik BRUGGINK
Head of Department Innovation and Payments at The European Savings and Retail Banking Group
Get in contact with us for more details about Spotlight, replays of previous editions or possible collaboration: constantin.vicol@wsbi-esbg.org
ESBG Event
Promoting financial education among women and highlighting the need to focus a few more efforts in improving female financial literacy. This is the aim of the upcoming ESBG event “My World, My Knowledge, My Future: A Female Approach To Financial Education”.
Studies show that women are less likely to be financially literate than men – especially when it comes to investing. Men are statistically more likely to take risks, but also research their activities and understand what they are doing. A basis in financial education is key to our future success in saving, investing, and growing wealth in a safe environment – calculating the risk and understanding what could go wrong, or right.
Empowering consumers – in particular women, who are less engaged than men – with the knowledge to make sound financial decisions and build a better future is important in an era of low savings rates, pandemic recovery and an ever-changing digital world. Every day we find new challenges and face new risks, and we need to be armed with up-to-date information and simple knowledge how to navigate through the financial world.
Join us and be part of a pivotal debate on topics like :
• How can financial institutions raise awareness among women of the risks and responsibilities when investing?
• What can school curricula do to engage more girls in money topics?
• Where can financial institutions improve their financial education plans to appeal to a female audience?
• What can policy makers do to provide support when targeting this group?
SPEAKERS & PANELLISTS
Chairperson of the European Insurance and
Occupational Pensions Authority (EIOPA)
Panellist
Jacki Davis
Moderator
related
2022 ESG Financing Summit
2022 ESG Financing Summit | ESG financing
A real momentum and uptake
About the event
We are proud to invite you to the WSBI ESG Finance Summit 2022.
Our aim is to bring together leading policy makers and executives from the financial sector to discuss the prevailing market and regulatory trends in sustainable finance.
As an association that brings together leading financial institutions from around the world, we are confident that the ESG Finance Summit 2022 will be an important platform for the financial industry to address ESG finance.
What to expect on 26th of September:starts at 4:00 PM CET with supported languages: English & Spanish
Panel “Tools and practices for responsible finance. A Global Overview from the financial industry”
What to expect on 27th of September:
starts at 8:00 AM CET with supported languages: English, Chinese & Arabic
Panel 1 “Regulatory approaches to ESG finance”
The need to finance the global transition to sustainable development is constantly growing. Financial industry is required to gain a deeper understanding of the relevant context and regulatory requirements, for which they need to build their own expertise.
What determines the state of the market today and how should it be regulated?
What changes at the micro- and macroeconomic levels can the widespread use of sustainable finance lead to?Panel 2 “Integration of ESG factors into the risk assessment system”
How are ESG principles integrated into the financial products? How do ESG factors integrate into the risk assessment system? What do analysts rely on in this process? Parameters and case study.
Panel 3 “Tools and practices for responsible finance. Overview from financial industry”
The speed and quality of the development of the responsible finance market depends not only on regulators, but also on the financial industry themselves, or rather, the degree of their clients’ interest in the relevant products and services. What do clients need to support sustainability initiatives?
What products are financial institutions ready to offer to their customers?
What are their differences and what do they depend on?Which of the parties – the financial institutions or the client – should act as a motivator in the creation and offer of ESG products?
How and what products of responsible financing can support not only the “green” but also the social agenda?
Co-organizers
WSBI-ESBG
Driven by the three “R’s”.With roots in 1924, WSBI-ESBG members enjoy a long history of socially responsible banking around the world. Although organizational structures vary from country to country, they each share certain values in their business models, embedded within the three “R”s.
The Union of Arab Banks
The UAB is financially, administratively, and an organizationally autonomous entity and serves as a comprehensive organization representing the Arab banking and financial community. giving key support to Arab Banks, financial institutions, economic organizations, and banking institutions with mutual support and connections to the Arab world. Member of ECOSOC United Nations – New York, accredited at the United Nations Office at Geneva (UNOG), supporting Member of United Nations Environmental Program-Finance initiatives (UNEP-FI) – Geneva
Asian Financial Cooperation Association
AFCA shall be a regional non-government and non-profit international organization registered with China’s Ministry of Civil Affairs, mainly composed of financial institutions, associations of the financial industry, government related agencies, and relevant professional service agencies as well as individuals in financial field from Asian countries and regions on a voluntary basis.
Singapore Fintech Festival 2022
Singapore welcomes you to the 7th edition of the Singapore FinTech Festival
SFF will bring together the global FinTech community to engage, connect, and collaborate on issues relating to the development of financial services, public policy, and technology. As the world’s largest FinTech festival, last year’s edition brought together over 60,000 participants from 160 countries.
SFF is organized by the Monetary Authority of Singapore, Elevandi, and Constellar and in collaboration with The Association of Banks in Singapore.
Why attend SFF
1. Learn from 300+ expert teachers in formats ranging from plenary addresses to intimate, curated summits.
2. Network with participants from 7500+ organisations through our dedicated meeting lounges and event app, the official industry party, and 50+ side events across the week.
3. Meet with 300+ exhibitors spanning from web3 technologies to sustainable finance solutions and from growth stage startups to leading FinTech companies.
4. Contribute to the advancement of the industry by interacting with policymakers and regulators spanning 50+ jurisdictions.
SFF 2022 Theme
Building Resilient Business Models amid Volatility and Change
With the global economy experiencing a surge in inflation and facing risks of a significant slowdown in growth, many FinTech firms are striving to stay resilient and viable. Key stakeholders comprising government leaders, regulators, financial services leaders, entrepreneurs, investors, and technology leaders will take stock of the drivers of change and examine three key questions at SFF 2022:
Viable: How are organizations building and redefining business models that can be more resilient to volatile market conditions?
Responsible: How are organizations balancing corporate responsibility and profitability in order to achieve greater stakeholder satisfaction and engagement?
Inclusive: How are organizations designing inclusive business models that cater to the needs of the unbanked and underbanked?
