The Basel standards are designed for inter nationally
active banks and as such they do not take into
consideration the nature, scale and complexity of the activities of all individual credit institutions.
ESBG believes that:
The Basel committee on banking supervision (BCBS) sets the standard for international banking prudential
regulation. It is a forum for regular cooperation between the national banks and supervisory authorities from
On 7 December 2017, the BCBS agreed on the final elements of Basel III (this deal is commonly referred to as
“Basel IV”) to be implemented by 2022.
The general outline of the deal is the following:
The implementation within the EU is still at the very early stages. The Commission’s legislative proposal is
expected in the first half of 2020.