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​​​​​​​Pruden​t banking, specific rules

​​​​​​​​Pruden​t banking, specific rules​​​​

​​WSBI-ESBG positions on EU and international banking regulation and supervision. 

>> Basel III finalisation: apply standards in proportionate way

>> Banking resolution: fine-tune the MREL & cut burdensome reporting​​

>> Non-performing Loans​
​​

On 7 December 2017, a deal on the finalisation of Basel III was announced. The new rules would need to be implemented by 2022, including the fundamental review of the trading book.
The general outline of the deal is the following:


  • Output floor set at 72,5%
  • Fundamental review of the trading book postponed to 2022
  • Leverage ratio G-SIB surcharge
  • New operational risk standardised approach agreed
  • Changes to standardised approach and internal model approach for credit risk
  • Move to a revised standardised approach on credit valuation adjustment charge
ESBG believes that the implementation of Basel III in the EU regulatory framework should reflect the proportionality principle, taking into consideration the nature, scale and complexity of the activities of European credit institutions.