WSBI-ESBG latest position papers include responses to consultations and letters submitted to bodies such as the European Commission and other policymaking institutions. Written for policymakers, policy experts and stakeholders, the papers cover public policy topics that affect savings and retail banking.
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Non-financial reporting
IFRS
Reporting initiatives
Anti-Money Laundering
MiFID II
PRIIPs
Collective redress
Distance Marketing
Capital Markets Union
Mortgage Credit Directive
Consumer Credit Directive
Remittances
Open Data Economy
Innovation Facilitators
Crypto-assets
Crowdfunding
Artificial Intelligence (AI)
Cloud
Cybersecurity
EU Fintech Action Plan
WSBI-ESBG Innovation Hub
Global Money Week
European Stock Market Learning
World Savings Day
BCBS Consultation Response (.pdf)
Long-term Shareholder Involvement (.pdf)
Charter for Responsible Business
CSR database with case studies
United Nations Global Compact
WSBI-ESBG Contribution to the UN sustainable Development Goals
Position Paper: General Data Protection Regulation
Universal Financial Access Goals
WSBI Bangkok Resolution
WSBI Washington Declaration
WSBI Marrakech Declaration: "An Account for Everyone"
Credit Rating Agencies
MiFID
PRIIPS
Prospectus
ESBG analysis: Negative interest rate impact on EU savings & retail banks
Consumer Financial Services Action Plan
Mortgage Credit
Retail Banking Products: Product oversight and govenance
>> Final report: "Impact of Banking Regulation on Employment”
>> Joint declaration on impact of digitalisation on employment
>> 'Telework in European Banking Sector' joint declaration
Automatic Exchange of Information
Financial Transaction Tax (FTT)
Transfer Pricing Guidelines