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Ingeniero industrial por la Universitat Politècnica de Catalunya, Xavier Codó ha cursado también un máster en ESADE, así como varios programas de liderazgo y emprendimiento en instituciones como IESE o MIT. Xavier cuenta con una extensa experiencia en empresas tecnológicas líderes enfocadas en la lucha contra el fraude y la seguridad, además de liderar procesos de fusiones y adquisiciones con corporaciones multinacionales. Después de la adquisición e integración de ICAR por Mitek, Xavier se convirtió en el vicepresidente y Director General de Mitek en los mercados de Iberia y Latam.

Martin Medek has been Česká spořitelna's Head of Open Banking since 2017. His main task is to define and execute position of the bank in this emerging field of opportunities and beyond banking business models. He graduated from Chapman University in California and spent last 7 years in banking industry working for Erste Group and its subsidiaries in Central and Eastern Europe. He has professional experience from various fields of banking, as risk management, data management, implementation of new regulations, and also corporate banking.

Neav Chanthana holds two degrees from Monash University (economics and accounting, and finance), Melbourne, Australia. Before joining the National Bank of Cambodia, she was a member of the Australia’s National Institute of Accountants. She joined the National Bank of Cambodia (NBC) in 1993 and worked at Banking Supervision in a career spanning several management positions and has been appointed as Deputy Governor of the Central Bank since 2004. She is a member of the NBC’s Board, a Chair of the Consultative Committee for Supervision (regulatory body), and Financial Stability Committee within the NBC. She is also a member
of the Securities and Exchange Commission of Cambodia.

Hugues Kamewe Tsafack is a financial sector development specialist with over 15 years of professional experience in multicultural environment. His work supports policy makers, regulators, public and private financial sector executives’ efforts to expand agricultural finance, SME finance, trade finance solutions across Africa and also focuses on promoting efficient regulation and supervision of banking systems on the continent. Prior to that, he worked as regional Advisor at the World Savings Banks Institute (WSBI). A Harvard Kennedy School (HKS) Executive Education alumni, he was awarded a certificate for the Rethinking Financial Inclusion Leadership Program in 2016 and holds a PhD in Economics from the University of Lyon II in France.

Hugues Kamewe Tsafack est un spécialiste du développement du secteur financier. Il compte plus de 15 ans d'expérience professionnelle dans un environnement multiculturel. Ses travaux soutiennent les efforts des décideurs, des régulateurs, des responsables des secteurs financier public et privé pour développer le financement de l’agriculture, des PME et des solutions de financement du commerce à travers l’Afrique. Il se concentre également sur la promotion d’une réglementation et d’une supervision efficace des systèmes bancaires sur le continent. Auparavant, il a travaillé comme conseiller régional au World Savings Banks Institute (WSBI). Ancien élève de la Executive Education de la Harvard Kennedy School (HKS), il a reçu un certificat du programme de leadership Repenser l'inclusion financière en 2016 et est titulaire d'un doctorat en économie de l'Université Lyon II en France.

Studied economics in Vienna, from 1972-1983 Assistant at the Communal Scientific Documentation Centre, then from 1983 with the Österreichischer Sparkassenverband, and since retirement in 2011 also in the Corporate Archives of the Erste Group, most recently in the sector of Public Relations and the History of the Sparkassen, the Savings Funds. Paleczny has published commemorative publications and numerous contributions and articles in Savings Funds media, in particular for the history of savings funds and savings banks in Austria. In recognition of this, in 2010 he was honored by the Federal President with the title of Professor.

Studium der Volkswirtschaft in Wien, von 1972-1983 Assistent am Kommunalwissenschaftlichen Dokumentationszentrum, dann seit 1983 im Österreichischen Sparkassenverband und seit seiner Pensionierung 2011 auch im Corporate Archives der Erste Group, zuletzt im Bereich der Öffentlichkeitsarbeit und der Sparkassengeschichte. Paleczny publizierte Sparkassen-Festschriften und zahlreiche Beiträge und Artikel in Sparkassenmedien vor allem zur Geschichte der österreichischen Sparkassen. Dafür erhielt er 2010 vom Bundespräsidenten den Titel Professor verliehen.

Zeliha Sayar is research assistant at the Yildiz Technical University. Her research fields are History of economics, history of finance, history of banks. She graduated with a thesis on "The role of State Banks in the process of Economic Development in Turkey.

Donna Charly C. LOUKAKOU is the Regional Business Development Manager for Francophone Sub-Saharan Africa at Software Group. Previously, he was Expert Consultant at Amarante Consulting where he worked on the major digital transformation projects of microfinance institutions in Senegal. His experience is based on the support of start-ups and developing fintechs such as CinetPay and KeyOpsTech in Abidjan, Paydunya in Senegal. He also worked as a Business Analyst Consultant at MicroSave on the Mastercard Foundation Project where he was involved in the business development and analysis of Business KPIs.
He has over 6 years of in-depth knowledge and experience in digital finance, business analysis, business process analysis and digital product development.
Professional experience in Senegal, Kenya, South Africa, Benin, Burkina Faso, Mali, Togo and Côte d'Ivoire.

Donna Charly C. LOUKAKOU est le Manager Régional Business Development pour l’Afrique de l’Ouest francophone à Software Group. Précédemment, il fut Expert Consultant à Amarante Consulting ou il a travaillé sur les projets majeurs de transformation digitale des institutions de microfinances au Sénégal. Son expérience est basée sur l’accompagnement des start-up et Fintechs en développement tels que CinetPay et KeyOpsTech à Abidjan, Paydunya au Sénégal. Il a également travaillé en tant que Consultant Business Analyst à MicroSave sur le Projet de la Fondation Mastercard ou il intervenait dans le développement commercial et l’analyse des KPIs Business.
Il a plus de 6 ans de connaissances approfondies et d’expérience en finance digitale, en analyse d’affaires, analyse des processus métiers et développement de produits digitaux.
Expérience professionnelle au Sénégal, au Kenya, en Afrique du Sud, au Bénin, au Burkina Faso, au Mali, au Togo et en Côte d’Ivoire.

Dr. Ajay Bhushan Pandey is the Chief Executive Officer of Unique Identification Authority of India (UIDAI) and has been steering the Aadhaar project in India since its beginning in 2010. Over the last seven years, he has closely worked with central and state governments, banks, oil companies and other stake holders to enable use of Aadhaar platform in programs such as Direct Benefit Transfers, financial inclusion, and E-governance. Dr. Pandey has played a key role in drafting of the Aadhaar Act in 2016 as well as its regulations for implementation.
He is an officer of the Indian Administrative Service, having over 33 years of experience in various positions within the Government of India.
Dr. Pandey is a graduate of Electrical Engineering from IIT Kanpur. In 1998, he joined the University of Minnesota, where he obtained his MS and PhD degrees in Computer Science. In 2009, he was awarded the Distinguished Leadership Award for Internationals by the University of Minnesota for his outstanding leadership accomplishments in his professional career.

Dr. Ajay Bhushan Pandey es el Director General de la Autoridad de Identificación Única de la India (UIDAI) y dirige el proyecto de identificación biométrica Aadhaar de la India desde que arrancó en 2010. En los últimos siete años, ha trabajado en estrecha colaboración con las administraciones central y estatales de la India, bancos, compañías petroleras y otras partes implicadas para facilitar el uso de la plataforma Aadhaar en programas como Direct Benefit Transfers [transferencias directas de subvenciones], inclusión financiera y administración electrónica. Ha participado de manera destacada en la redacción de la Ley Aadhaar en 2016 así como sus reglamentos de adopción.
Es funcionario de la administración pública india con más de 33 años de experiencia en distintos cargos en el gobierno del país.
Dr. Pandey se graduó en Ingeniería Eléctrica por el Instituto Tecnológico de Kanpur. En 1998 se incorporó a la Universidad de Minnesota, donde obtuvo su licenciatura y doctorado en Ciencias de la Información. En 2009 recibió el premio de liderazgo Distinguished Leadership Award para antiguos alumnos internacionales de la Universidad de Minnesota por sus destacados logros en materia de liderazgo en su carrera profesional.

Dr. Ajay Bhushan Pandey ist Chief Executive Officer der Unique Identification Authority of India (UIDAI) und leitet das Aadhaar-Projekt in Indien seit seiner Einführung 2010. Während der letzten sieben Jahre bemühte er sich in enger Zusammenarbeit mit der Zentralregierung und den Regierungen der Bundesstaaten sowie Banken, Ölgesellschaften und anderen Beteiligten darum, die Nutzung der Aadhaar-Plattform in Programmen wie Direct Benefit Transfer, zur finanziellen Inklusion und E-Governance zu ermöglichen. Dr. Pandey spielte 2016 eine Schlüsselrolle bei der Erstellung des Aadhaar-Gesetzes sowie dessen Vorschriften und Umsetzung.

Er ist ein leitender Angestellter des Indian Administrative Service mit über 33 Jahren Erfahrung in verschiedenen Positionen innerhalb der indischen Regierung.

Dr. Pandey verfügt über einen Abschluss in Elektrotechnik des IIT Kanpur. 1998 ging er an die Universität Minnesota, wo er einen MS und PhD-Abschluss in Informatik erhielt. 2009 wurde er von der Universität Minnesota für seine herausragenden Leadership-Leistungen während seiner Karriere mit dem Distinguished Leadership Award for Internationals ausgezeichnet.

Dr. Ajay Bhushan Pandey est directeur général de l’Unique Identification Authority of India (UIDAI). Il pilote le projet Aadhaar en Inde depuis ses débuts en 2010. Ces sept dernières années, il a étroitement collaboré avec le gouvernement fédéral, des gouvernements d’État, des banques, des sociétés pétrolières et d’autres acteurs pour permettre l’utilisation de la plateforme Aadhaar dans des programmes portant, entre autres, sur les transferts monétaires directs, l’inclusion financière et la e-gouvernance. Dr. Pandey a joué un rôle clé dans l’élaboration de la loi Aadhaar en 2016 et de ses règles de mise en œuvre.
Membre de l’Indian Administrative Service, il possède plus de 33 ans d’expérience à divers postes au sein du gouvernement indien.
Dr. Pandey est diplômé de l’IIT Kanpur en ingénierie électrique. En 1998, il est entré à l’université du Minnesota où il a obtenu un master et un doctorat de sciences informatiques. En 2009, il a été récompensé du Distinguished Leadership Award for Internationals par l’université du Minnesota pour son leadership exemplaire durant sa carrière professionnelle.

Profesional del sector de las telecomunicaciones con 17 años de experiencia en desarrollo de productos y servicios especializada en innovación y servicios financieros móviles.
Desarrolló la primera billetera electrónica para clientes no-bancarizados del país (Orange m-peso) junto con el despliegue de una red de más de 300 subagentes bancarios.

Egresada de Ingeniería Electrónica y de Comunicaciones de INTEC, con Maestría en Alta Gerencia y Postgrado en Finanzas Corporativas de la misma casa de estudios superiores, una especialización en Negocios Digitales del George Washington University, además de diplomados en Gerencia de Proyectos y Gerencia General Bancaria. Actualmente se desempeña como Directora Ejecutiva de ADOFINTECH (Asociación Dominicana de Empresas Fintech).

Mr Abdullah Saqib is currently spearheading Viamo’s efforts in Pakistan and Bangladesh as Country Manager focused on helping international nonprofits strengthen their interventions by leveraging mobile technology.
In his previous role at Acumen, he focused on developing global investment strategies across Latin America, Africa and South Asia to enhance poverty alleviation outcomes by addressing issues concerning productivity, income volatility and climate change.
During his tenure at Telenor Pakistan, Abdullah designed and launched innovative value-driven information and financial services for rural masses across health, education and agriculture sectors. His work in mobile agriculture received global recognition and convinced the organization to set up a dedicated department focused on initiatives for Pakistan’s agricultural ecosystem.
He is a firm believer of knowledge sharing and has served as a mentor at the MIT D-Lab for enhancement of investment readiness of startups ranging from diverse backgrounds (Latin America and Africa) and focus areas (FinTech, Education, Health, Energy, etc.). Moreover, he has also supported Duke University in curriculum design for social enterprises around the world.

Dr. Abongeh Tunyi (Tunyi) is an Assistant professor (Lecturer) in Finance at the University of Sheffield. He holds a Master of Finance (MFin) with distinction and a PhD in Finance & Accounting (both from the University of Glasgow). His research interest spans corporate finance (particularly, M&As) and market-based accounting. Some of his recent research works have been published in reputable international journals such as the Journal of Business Finance and Accounting, International Review of Financial Analysis and Journal of International Management. He also regularly reviews research papers for different journals.