Legal notice

Although WSBI/ESBG takes all appropriate steps to ensure that information and data published on this site is correct, this information and data is provided on an ‘as is’ basis and for information purposes only.  WSBI/ESBG makes no representations or warranties of any kind, express or implied, as to the operation of the site, the results that may be obtained from the use of this site or the accuracy, reliability or completeness of the information, content, materials or products (together referred to as the ‘Information’), accessible through this site. WSBI/ESBG cannot be held liable for inaccurate, incomplete or erroneous Information, or for falsified or manipulated Information. Errors, brought to our attention will be corrected in subsequent updates unless beyond our control.  WSBI/ESBG reserves the right to amend, add, or remove any or all of the pages, or content thereof, on its web site without prior notice.
Users accept that any use of the site is made under their own responsibility.
WSBI/ESBG does not accept any responsibility or liability for any loss or damages of any kind, arising out of or in connection with the use, inability to use or the results of the use of this site, any Information on or accessed through this site or any linked external site, or any copying or use thereof.
This site is subject to Belgium law.
Member financial data

WSBI/ESBG shall have the right to use its member's financial data to illustrate the overall activity of the WSBI/ESBG membership. Due to varying levels of financial sector development, this information must not be taken out of context or used as a barometer of market evolution.
Copyright and linking policies

WSBI/ESBG makes the Information on its site available to any user, provided that the Information may only be used for personal non-commercial purposes only.  Information in this site may be cited or linked to in any media upon prior written notice to WSBI/ESBG, provided there is proper attribution indicating WSBI/ESBG as the source and www.savings-banks.com as the URL. 
Unless otherwise noted and except for individual and financial data of each member, all Information contained in this site, including but not limited to text and images, belongs exclusively to WSBI/ESBG.  WSBG/ESBG will retain the exclusive intellectual property rights to the Information contained in this site, as well as to the layout and structure of this site. Except to the extent otherwise indicated herein, the Information may not be distributed to others, reproduced, modified or used in any manner, without WSBI/ESBG express written consent. For consent to use WSBI/ESBG information, please contact info@savings-banks.com
Privacy policy

Your privacy is important to us. Individual information gathered by WSBI/ESBG serves only to the extent that it is necessary to answer and process your inquiries.  Individual information will not be used for commercial purposes nor shared with any other organization or third party, unless required to do so by law or regulators. You will not receive any e-mail from WSBI/ESBG simply as a result of visiting our site.  Relations with our member organizations to which many pages link, are governed by their respective general terms and conditions.
However, it is pointed out that mail secrecy is not guaranteed on the internet and that it is up to each internet user to take all appropriate measures so as to protect his/her own data and/or software from corruption by any viruses that may be circulating on the internet.  WSBI/ESBG takes appropriate steps to maintain the security of each user’s information on this site. Each internet user should understand that the open nature of the internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended. WSBI/ESBG cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipient safely.