01
/ 08
Weselina Angelow
Programme Director
Weselina leads WSBI’s Scale2Save Initiative in partnership with Mastercard Foundation. Having managed and implemented large-scale financial inclusion and financial sector development programmes with WSBI and its Advisory Services for more than a decade across the globe, Weselina is part of WSBI’s worldwide efforts to provide an account for everyone and making a contribution to universal financial access. She manages WSBI’s learning agenda on small-scale savings where she places focus on understanding the viability of low-balance accounts, the drivers of account usage and factors that improve the financial health of underserved and low-income people. Weselina holds a Master in Economics and Social Sciences from Bonn University and an Executive Master in Responsible Banking from Instituto de Estudios Bursatiles in partnership with London School of Economics and WSBI.
WSBI
weseline.angelow@wsbi-esbg.org
02
/ 08
Laurie Dufays
Change Management Lead
Laurie currently manages the membership and stakeholder relations of WSBI’s Africa region. She works with Chantal Vander Vorst from Detox and Grow! and Miguel de Clerck, an independent consultant, on the deployment and implementation of Scale2Save’s change management programme within partner banks. Laurie has 30 years of experience in inclusive retail banking with a focus on human resources and an international exposure in Africa, Asia/Pacific, and Latin America. She has extensive experience in helping financial institutions define strategic goals, undergo a digital transformation and design customer-centric offers for lower income segments. A trained coach, Laurie creates and provides international training programmes in banking and management, as well as executive coaching on change management, communication and teamwork.
WSBI
Laurie Dufays
Chantal Vander Vorst
Miguel de Clerck
03
/ 08
Agnès Fall
Local Technical Specialist (French-speaking countries)
With consultancy expertise in African countries, Agnes specialises in project management and leadership as well as IT strategy and management, especially core banking systems. With more than 28 years’ experience in ICT, network and telecommunication, she has gained extensive knowledge of corporate and retail banking infrastructure and uses her consultancy experience to manage partner relationships. From Senegal, her finance and banking knowledge centres on the microfinance banking sector in Africa. A senior IT consultant since 2014, she has performed services for organisations such as CGAP / World Bank Group. She previously worked for ACCION International as a vice president - programme manager for channels and technology in Africa. She began her career as an IT coordinator at AQUADEV.
Consultant
agneserfall@gmail.com
04
/ 08
Viviane Garceau
Programme Finances and Events Officer
Viviane is in charge of the administration of the programme’s funds and resources that includes budgetary reviews, tracking of resource allocations as well as monitoring all expenses related to the Scale2Save Programme. She also ensures that all disbursements are in full compliance with the programme’s budgeting rules and policies for financial activities. Before joining WSBI in 2017, Viviane spent more than 10 years working as an office manager for a European lobbying association in the publishing sector. Prior to that, she also spent a few years working in the United States.
WSBI
viviane.garceau@wsbi-esbg.org
05
/ 08
Kimathi Githachuri
Local Technical Specialist (English-speaking countries)
Kimathi is a digital financial services expert with more than 10 years’ experience in mass markets in Africa and Asia. He was part of the initial team that rolled out Safaricom’s M-PESA agent network in Kenya. He was also involved in the launch, and served until January 2016, as the first Head of The Helix Institute of Digital Finance. Prior to The Helix, Kimathi helped launch Warid Pesa as head of Mobile Money at Warid Telecom Uganda, and played a leading role in the product design and commercial roll-out of the first-ever national mobile-based tax-payment system in partnership with Uganda Revenue Authority [URA], Orient Bank Ltd and Equity Bank Uganda Ltd. He is currently pursuing a doctorate in Business Administration at The University of Nairobi in Kenya and holds an MBA from the same university.
Consultant
kimathi@seven-delta.com
06
/ 08
Leticia Lozano
Senior Communications Adviser
A former journalist, most recently Leticia ran communications and media relations for a non-for-profit network based in Brussels, covering topics such as the EU-Africa strategy and the EU-ACP partnership.
She joined WSBI in April 2021. At Scale2Save she leads the dissemination of research, events and publications through digital and traditional channels.
Once a Reuters correspondent, Leticia reported for over 15 years on economics, finances and business based in Latin America for specialised European and North American media.
She holds a Masters in Political Science from the Université libre de Bruxelles and a Bachelor of Science in Communication from Mexico’s Instituto Tecnológico y de Estudios Superiores de Monterrey.
WSBI
leticia.lozano@wsbi-esbg.org
07
/ 08
Apphia Ndungu
Programme Manager
Apphia Ndungu serves as a programme manager for Scale2Save projects in East Africa. An expert in cash-based programming and financial services, Aphia’s experience spans 15 years in programme management, design as well as implementation of cash transfer programmes in Africa. Prior to joining Scale2Save, she worked at Financial Sector Deepening Kenya as the government payments technical advisor while managing donor-funding. She also worked at MicroSave Consulting as a payments specialist on government payments for Zambia and India, evaluating government payment channels. At Equity Bank Limited, she managed the delivery of cash transfer programmes in Kenya, Rwanda and South Sudan. Apphia received a master’s degree in business administration from the University of Nairobi.
WSBI
apphia.ndungu@wsbi-esbg.org
08
/ 08
Céline Stevens
Programme Manager
Managing Scale2Save projects in Northern and Western African countries, Céline joined WSBI Advisory services in 2017 after serving in the EU Human Rights Defenders Mechanism as a finance officer. Prior to that she worked at Médecins Sans Frontières (MSF) in finance and project administration management roles that took her to South Soudan, Haiti and Pakistan. Before then she was a product manager at PAB Benelux in Belgium. She studied finance at the Louvain School of Management in Belgium as well as management science from the Facultés Universitaires Saint-Louis in Brussels.
WSBI
celine.stevens@wsbi-esbg.org