BANK MANAGEMENT

The program consists of a combination of two parts: a conceptual and a practical part. The conceptual part includes discussions, case studies and exercises on several theoretical and practical aspects of financial and general management in a universal bank. During these conceptual sessions our trainers share their real banking experience with participants. The practical part includes the use of the BankSim banking simulation program. The computer based bank management simulation program depicts a typical full service universal bank. A number of banks compete against each other, creating a realistic banking environment. Participants experience the consequences of taking major management decisions within a given timeframe, called a “period”. Each period is the equivalent of three months (quarter of a year). The banks conduct various banking activities in order to grow their loans, deposits, investment portfolios and other businesses in the marketplace.

Objectives:
To provide an understanding of the overall strategy of a bank.
To gain insight into key decisions in banking.
To understand the interdependence between business areas and the effect of decisions on financial performance.

Contents highlights:
Mix between concepts and practice with practical implementation of concepts in BankSim Simulation.
Concepts are given as traditional lectures for BankSim practical sessions.
Participants are divided in small management teams.

The following specific banking activities are included in the simulation:
Liquidity Risk Management
Credit Risk Management
Distribution Channel management
Private banking activities
Investment banking activities
Savings-and Certificates of Deposits
Capital Account Management following Basel I or Basel II regulation
Off-Balance sheet items

The following quarterly results (output) are produced by the simulation program:
Tutor Report;
Bank’s own Financial Statements, comprising of: Balance Sheet, Income Statement, Notes to the Financial
Statements (including a Financial Analysis), Industry Report, Market Reports

The following banking activities can be enabled/disabled :
Mortgages (Fixed rate & Variable rate)
Securitization
Branches (open/close) versus Fixed Network
Issue of shares versus fixed amount of Share Capital
Investment Portfolio (TBonds)
Naked Swaps
Credit Derivatives
Investment Banking
Repos and Reverse Repos


Public target :
Main target group: bank managers at decision level
Other target group: high potential staff in management area