Madrid, 5 October 2017


​Welcome Address by José María Méndez Álvarez-Cedrón, Director General, CECA​
​​Keynote Speech by : Fernando Tejada de la Fuente, Director of the Market Conduct and Claims Department at Bank of Spain
  & Gloria Caballero Nuñez, Deputy Director of the Financial Education Area (Policy and Institutional Relations Department) at CNMV (Spanish Securities & Exchange Commision)
Panel 1 : Financial Education of Young People
In developing countries numerous initiatives are taken to increase financial inclusion of youth and young adults. WSBI members are introducing youth savings accounts and school banking projects. Projects that sound familiar to historians ! Why did those 19th and 20th century financial education intitiatives disappear in today’s Europe ?
  • ​School banking in 19th Century Germany - ​Sandra Maβ, Professor at the Ruhr-University of Bochum and Deputy Director of the Georg Eckert Institute
    presented by Robert Muschalla  - Museum Curator at the Deutsches Historisches Museum, Berlin

  • Savings banks children and youth policy in the 20th century: context, opportunities and limitations Thomas Ruoss – University of Zurich

  • ​Financial education at school: challenge and opportunity - Yolanda Blasco Martel, Departamento de Historia Economica, Institutiones, Politica y Economia Mundial - Universitat de Barcelona
  • Discussion and Q&A

​Coffee Break
Panel 2 - Importance of a lifetime savings for everyone
Financial education is not something only for young people. Some would argue that financial education is a mindset needed by everyone,  and to be used throughout one’s lifetime at moments such as saving for a home and other important life events.  Whenever the need arises, Financial education lasts a lifetime.
  • ​History of financial education in the UK Janette Rutterford, Research Professor, Center for the Public Understanding of Personal Finance, Open University ​

  • Policy makers' pillars to foster financial inclusion - Maria Antonieta Paz Rotunno, Adviser on Financial Inclusion issues and special projects, Bansefi
Panel 3 - What is the current level of financial literarcy and how can we improve it ?
​​Which tools are available for measuring the level of financial literacy and financial inclusion? Which are the tools that can be conveyed to the European and national policy makers. Is there a correlation between financial literacy and financial inclusion ? What was/is the political importance of financial education and financial literacy?​
  • Factors influencing the savings and investment behaviour of Spanish households Laura Nuñez, Professor of Finance at IE Business School & Ana Cristina Silva, Associate Professor of Finance and Founding Director of the Financial Capability Center at Merrimack College, North Andover (Massachusetts, US)

  • Financial Education Programmes and Financial Wellbeing of Vulnerable Undergraduate Students: A Colombian CaseLuis Sánchez-Barrios​​, Lecturer and researcher in Finance, quantitative methods and credit scoring , Universidad del Norte (Barranquilla, Colombia)
​Closing Words by Chris De Noose, Managing Director WSBI-ESBG 
​Cocktail Rec​eption