Digital financial services can help unlock financial inclusion challenges. It is undeniable that emerging new players such as start-ups have enabled easy access to payments and credit. There is a growing risk, however, that people overspend and drown in a sea of debt. Socially-oriented financial institutions like savings banks have for centuries promoted savings, seeing it still relevant in a digital age and still a gateway to sustainable financial inclusion.
What’s the best way to promote household savings given the change of customer behaviour in a digital age?
How can regulation keep pace with tech breakthroughs?
Paper 2: Does access to banks matter to income inequality? Evidence from China by Mr. Guochang Zhao, Associate Professor, Southwestern University of Finance and Economics
Paper 3: Fintech, Inclusive Growth and Cyber Risks: Lessons from MENAP and the CCA Regions by Ms. Inutu Lukonga, Senior Economist, IMF
Paper 4: Fintech and Consumption: Theory and Evidence from China, Mr. Xun Zhang, Associate Professor of Economics, Beijing Normal University
Paper 5: The Risk of Implicit Guarantees: Evidence from the Shadow Interbank Market in China by Mr. Ji Huang, Assistant Professor of Economics, The Chinese University of Hong Kong
Paper 6: Unconventional Monetary Policy and Firm Performance: Evidence from Japan by Ms. Lan Hoang Nguyen, Senior Analyst, Credit Risk Database
Paper 7: Financial Literacy and Attitudes to Cryptocurrencies, Mr. Georgios Panos, Professor of Finance, University of Glasgow
Paper 8: Millennial Mobile Payment Users: A Look into their Personal Finances and Financial Behaviors, Ms. Andrea Hasler, Assistant Research Professor in Financial Literacy, The Global Financial Literacy Excellence Center (GFLEC)