Chris De Noose

Managing Director, World Savings and Retail Banking Institute (WSBI)

Mr Chris De Noose is the Managing Director of the World Savings and Retail Banking Institute and the European Savings and Retail Banking Group. In addition, he is a Member of the European Banking Industry Committee (EBIC), Member of the Board of the Hochschule der Sparkassen-Finanzgruppe, Member of the European Payments Council, Member of the Board of Child and Youth Finance International, former Member of the Banking Stakeholder Group of European Banking Authority and Secretary General of the Mediterranean Confederation. Furthermore, Mr De Noose is also a Member of the Kuratorium of the Foundation for International Co-operation of the German Savings Banks and he is Chairman of the Executive Committee of WSBI Advisory Services.​

Dr Andreas Dombret

Member of the Executive Board, Deutsche Bundesbank

​Dr Andreas Dombret was born in the USA to German parents. He studied business management at the Westfälische Wilhelms University in Münster and was awarded his PhD by the Friedrich-Alexander University in Erlangen-Nuremberg. From 1987 to 1991, he worked at Deutsche Bank's Head Office in Frankfurt, from 1992 to 2002 at JP Morgan in Frankfurt and London, from 2002 to 2005 as the Co-Head of Rothschild Germany in Frankfurt and London, before serving Bank of America as Vice Chairman for Europe and Head for Germany, Austria and Switzerland between 2005 and 2009. Since May 2010, he has been a member of the Executive Board of the Deutsche Bundesbank with responsibility for Banking and Financial Supervision, Economic Education, University of Applied Sciences and Technical Central Bank Cooperation, Risk Control and Bundesbank's Representative Offices abroad. He is also the Bundesbank's Deputy for IMF, a member of the Supervisory Board (SSM) and the Basel Committee on Banking Supervision (BCBS).

Georg Fahrenschon

President, German Savings Banks Association (DSGV)

In 1999 Mr Georg Fahrenschon graduated in Economics after completing studies in Business Administration and Economics at Munich and Augsburg University. After working 2 years as a business consultant he joined Bayerische Landesbank in Munich as Manager of the Risk and Control Processes Department and Project Consultant In 2002 Mr Fahrenschon became a Member of the German Bundestag in 2000. From 2005 until 2007 he was a Member of the Finance Committee and the Budget Committee. He was appointed State Secretary in the Bavarian State Ministry of Finance in 2007, and in 2008 he became Bavarian State Minister for Finance. On 16 May 2012 he assumed responsibility as President of the German Savings Banks Association in Berlin. In this position, he is among others also Chairman of the Administrative Board of DekaBank Deutsche Girozentrale, Chairman of the Board of Trustees of Sparkassenstiftung für internationale Kooperation e. V. and Member of the Executive Board of the Bundesverband Öffentlicher Banken.​

Uwe Fröhlich

President, National Association of Cooperative Banks (BVR)

After completing his banking apprenticeship, Mr Uwe Fröhlich studied for a degree in Business Administration. From 1985 to 1989 he worked for Arthur Anderson Management Consulting in Hamburg. In 1989 Mr Fröhlich joined IBM Deutschland. In his final role as Chief Representative, he led the company's German Financial Services Division. In 2001 Mr Fröhlich joined the Management Board of the Berliner Volksbank – the largest cooperative bank in Germany. In 2008 he made the move to association level as a Member of the Board of the National Association of Cooperative Banks (BVR). Later that year Mr Fröhlich was appointed President of the BVR. Since 2012 he has also been President of the German Cooperative and Raiffeisen Confederation (DGRV). Mr Fröhlich is a member of various supervisory boards such as DZ Bank AG, R+V Insurance, Union Invest and BSH building society.​

Dr Matthew Gamser

Chief Executive Officer, Small & Medium Enterprise Finance Forum International Finance Corporation (IFC)

Dr Matthew Gamser is Head of the SME Finance Forum, managed by IFC. For the past five years, Dr Gamser has led IFC's advisory work in increasing access to financial services in the East Asia-Pacific region. He has over 30 years' experience in private enterprise and financial sector development. Dr Gamser has worked with commercial banks and non-bank financial institutions in broadening and deepening services to households and enterprises previously lacking formal finance. He has worked with governments and policy-makers on improving the enabling environment and infrastructure for financial sector development, with a focus on financial inclusion and on the role of the financial sector in mitigating the effects of climate change. At IFC, Dr Gamser has helped develop a benchmarking system for SME banking services, and other tools and techniques for building capacity in financial institutions and financial sector regulators. His original training was in environmental science, leading to his doctoral dissertation on the management of renewable energy technology innovation. He holds AB and AM degrees from Harvard University, and MSc and DPhil degrees from Sussex University (UK).

Hervé Guider

General Manager, European Association of Co-operative Banks (EACB)

Mr Hervé Guider has been General Manager of the EACB since 2001. After graduating with a degree in Finance and Economics, he started his career in a regional bank and was subsequently appointed Head of European Affairs at the National Association of Crédit Agricole in Paris. He joined the EACB in 1995 as Deputy Secretary General and was involved in various committees set up by the European institutions related to the introduction of the euro. Mr Guider is a member of various European bodies such as the European Payments Council, COGEPS (Contact Group on Euro Payments Strategy) and the Executive Committee of the European Banking Industry Committee, as well as a former member of the Supervisory Board of the European Financial Reporting Advisory Group (EFRAG). In 2009, Mr Guider co-wrote a book "La banque Cooperative en Europe" and, in 2010, "Retails Bank", with a specific contribution on the role of co-operative banks in developing financial education.​

Heinrich Haasis

President, World Savings and Retail Banking Institute (WSBI)

Mr Heinrich Haasis holds a Diploma in Public Administration from Württemberg Management Service. From 1971 to 1981 he was the Mayor of Bisingen. He also served as a member of the State Parliament of Baden-Württemberg (1976-2001). From September 1991 to January 2001, he was Chairman of the former Württemberg Savings Banks Association (WSGV). Later, in January 2001, Mr Haasis was elected Chairman of the Board of Landesbank Baden-Württemberg (LBBW) and the Landesbausparkassen and Chairman of the Supervisory Board of Sparkassen-Versicherung Holding AG Baden-Württemberg. From 2006 to 2012 he served as the President of the German Savings Bank Association (DSGV). He was elected as President of the ESBG from 2006–2009. In May 2012, Mr Haasis was appointed President of the World Savings and Retail Banking Institute (WSBI).​

Dr Alfred Hannig

Executive Director, Alliance for Financial Inclusion

Dr Alfred Hannig is the Executive Director of the Alliance for Financial Inclusion, a global network of policymakers and regulators dedicated to providing the world's unbanked safe access to the formal financial system through smart policy initiatives. Before officially launching the initiative in 2008, Dr Hannig spent three years leading the design and development of AFI's unique institutional peer to peer knowledge network concept, aimed at scaling up financial inclusion policy and regulatory solutions which have proven successful in developing and emerging countries. Since serving as Executive Director, Dr Hannig has overseen the growth of AFI from an organisation with a few enthusiastic members, into a global alliance and important knowledge hub of policymaking and regulatory institutions from more than 90 countries. Dr. Hannig is a member of the AFI Board of Directors and heads the AFI Management Unit. He continues to take an active role in championing the AFI Network concept and promoting the essential role of financial inclusion policy for the health of both the unbanked and the global economic system.​

Yasuhiro Hayasaki

Counsellor on Global Strategy, Norinchukin Bank, Japan

Mr Hiro Hayasaki is Counsellor on Global Strategy to the President and Board of Directors of the Norinchukin Bank Group (The Central Co-operative Bank of Japan for Agriculture, Forestry and Fishery). Mr Hayasaki joined the Norinchukin Bank in September 2015 as an Adviser for the group's global strategy. He advises the Group on matters of international dimensions in general and international financial and regulatory matters in particular. Prior to his current position, Mr Hayasaki was a central banker and a regulator. After joining the Bank of Japan in 1983, Mr Hayasaki mainly focused on the financial stability area. In the final years of his BOJ career, he assumed three Director-General positions for the Payment and Settlement Systems Department, Internal Auditors' Office and the Personnel and Corporate Affairs Department. From 2010 to 2012, he worked for the Financial Services Agency (FSA) as Deputy Commissioner for International Affairs. He was a member of the Basel Committee's Macro Prudential Supervision Group and the Financial Stability Board's Resolution Steering Group. Mr Hayasaki received a degree in Law from the University of Tokyo in 1983 and a Master's degree in Internal Relations from the University of Oxford in 1990.​

Dr Jürgen Heraeus

Chairman of the Board of Directors, Heraeus Holding GmbH

Chairman of Business 20 (B20) under the German G20 Presidency

Dr Jürgen Heraeus was born in Hanau, Germany in 1936. He studied Business Administration at the University of Munich, earning his PhD in 1963. He lived in the USA for nearly two years and worked for a variety of Heraeus subsidiaries before his appointment to the Board of Management of WC Heraeus GmbH in 1970. Dr Heraeus subsequently became Chief Executive Officer of Heraeus Holding GmbH. He has been Chairman of the Supervisory Board of Heraeus Holding GmbH and Chairman of the Shareholders Committee since January 2000. Dr Heraeus is also Chairman of the Supervisory Board of Messer Group GmbH and served as Chairman of the Supervisory Board of GEA Group AG, an MDAX-listed company, until April 2016. He has chaired the Business 20 (B20) business summit during the German presidency since September. Additionally, he is Chairman of the Advisory Board of the Deutsche Private Equity GmbH, and serves as honorary Chairman of the German United Nations Children's Fund, UNICEF, and Chairman of the Kathinka Platzhoff Foundation.​

Catherine Hock

Vice-President, International Relations, International Cooperative & Mutual Insurance Federation (ICMIF)

Ms Catherine Hock joined ICMIF as Vice-President, International Relations in early 2013 after five years as Deputy Director General years of AMICE. She has over ten years' experience in financial services and started lobbying the EU institutions in 2000 whilst working for the Belgian Ministry for Foreign Affairs. Her involvement in foreign affairs started in 1988 when she joined the United Nations working in New York, Vienna and Angola. Ms Hock spent two years as a member of the UN Angola peacekeeping mission deployed to oversee the first electoral process in the country's history. She holds a Master of Arts in Philosophy and Literature and a degree in Romance Philology, Journalism and Public Relations from Liège University, Belgium.​

Gerhard Hofmann

President, European Association of Co-operative Banks (EACB)

Mr Gerhard Hofmann is a Member of the Board of the National Association of German Cooperative Banks (Bundesverband der Deutschen Volksbanken und Raiffeisenbanken - BVR). He is a business graduate and started his distinguished career working for financial institutions in Bayreuth and Frankfurt. From 1986 onwards, he held various senior positions at the Deutsche Bundesbank, including Head of Central Division Banks and Financial Stability and Central Bank Director. He was also Member of the Basel Committee and the Committee of European Banking Supervisors (CEBS). Since 2008 he is a Member of the Board of BVR where he is responsible for legal affairs, tax law and protection schemes. In 2016 Mr Hofmann was also appointed President of the European Association of Co- operative Banks (EACB) in Brussels. Furthermore, he is Member of the Board of Supervisory Directors of KfW

Dr Levin Holle

Director General of Financial Markets Policy, German Federal Finance Ministry 

Dr Holle is Head of the Financial Markets Policy Department of Germany's Federal Ministry of Finance. His responsibilities include the formulation of policies and strategies with respect to federal credit institutions (eg Kreditanstalt für Wiederaufbau), federal debt management, financial markets (banking, insurance, investment, stock markets and securities) as well as anti-money laundering and international financial markets policy. He is also responsible for the supervision of the Federal Financial Supervisory Authority and the Financial Market Stabilisation Authority. Prior to joining the German Finance Ministry Dr Holle worked for 15 years for the management consultancy Boston Consulting Group, his last position being Senior Partner and Managing Director of the Berlin office.


Professor Roman Inderst

House of Finance, University of Frankfurt/Main

Roman Inderst is a Professor of Economics and Finance at the Goethe University in Frankfurt. Before returning to Germany he was Full Professor of Economics and Full Professor of Accounting & Finance at the London School of Economics. Previous positions include that of Tenured Professor of Finance at INSEAD. He also has an affiliation with Imperial College London. Professor Inderst graduated in Germany and holds degrees in Economics, Sociology and Business Studies. His current research interests include banking regulation, retail finance and consumer protection, as well as competition theory and policy. The leading "Handelsblatt-Ranking" has consecutively ranked him first in terms of current research output among economists in German-speaking countries, as well as among German-speaking economists abroad. He is a recipient of the Leibniz Preis (2010) and one of only three German economists who have been awarded the highest European research grant (ERC Advanced Grant). Professor Inderst is a frequent adviser to regulatory and competition agencies and firms, in particular on matters of financial regulation, competition & antitrust and consumer protection (eg SANCO, FSA, CC, OFT, BMELV). He is a member of the Advisory Council of the German Federal Department of Industry and a previous External Consultant/Research Fellow of the ECB.​

Shri Rajnish Kumar

Managing Director (National Banking Group), State Bank of India

Mr Shri Rajnish Kumar assumed charge as Managing Director (National Banking Group) on 2nd November, 2015. Prior to this, he was holding charge as Managing Director (Compliance & Risk) of State Bank of India from 26th May, 2015. Mr Shri Rajnish Kumar was heading SBI Capital Markets Limited (the Merchant Banking arm of State Bank of India) as Managing Director & Chief Executive Officer, prior to becoming Managing Director in SBI. Mr Shri Rajnish Kumar has been with the State Bank of India for over three decades, having joined the Bank as a Probationary Officer in 1980. A M.Sc. in Physics, apart from CAIIB, Shri Kumar has held several key assignments across various business verticals, including two overseas assignments in Canada and U.K. He has vast experience in handling large credit, project finance, foreign exchange and retail banking. Shri Kumar has held such important positions as Dy. General Manager, Pune Zone; General Manager (NW-II), Mumbai; Regional Head, SBI (UK); Chief General Manager, North East Circle and Chief General Manager, Project Finance. Shri Kumar is an avid traveler and has visited several countries. He loves sports and is a good player of badminton.​

Dr Karl-Peter Schackmann-Fallis

Executive Member of the Board, German Savings Banks Association

In 1979 Dr Karl-Peter Schackmann-Fallis graduated from the University of Trier with a Master degree in Economics, following studies in Political Science, German Studies, History and Economics. He also received his Doctorate from this university in 1984. Between 1985 and 1997 Dr Schackmann-Fallis was employed in the Policy Department of the Federal Ministry of Economic Affairs, latterly as a Division Head responsible for economic issues relating to post and telecommunications. He was granted leave to work with the SPD in the Bundestag (Lower House of the German Parliament), Working Group III (Economic Policy) and the SPD Executive Committee. Dr Schackmann-Fallis was Departmental Head at the Ministry of Finance for the State of Saxony-Anhalt from 1997 until 1998, responsible for economic and asset-related matters. In 2001, he was appointed State Secretary at the Ministry of Finance for the State of Brandenburg, a position he held until 2004. On 1 November 2004, he took up his current role as Executive Member of the Board responsible for Economy, Policy and Bank Management at the German Savings Banks Association (DSGV).​

Dr Wolfgang Schäuble

Finance Minister of the Federal Republic of Germany

Wolfgang Schäuble was born in Freiburg on 18 September 1942. He is Protestant, married and has four children. He studied law and economics and was awarded the degree of Dr. jur. in 1971. Dr Schäuble has been a member of the German Bundestag since 1972 and served as the Parliamentary Secretary of the CDU/CSU Parliamentary Group from 1981 to 1984. He then held the offices of Federal Minister for Special Tasks and Head of the Federal Chancellery, before serving as Federal Minister of the Interior from 1989 to 1991. Dr Schäuble has been a member of the CDU National Executive Committee since 1989. He headed the CDU/CSU Parliamentary Group in the German Bundestag from 1991 until 2000; from 1998 until 2000 he was also the national chairman of the CDU. He has been a member of the CDU Presidium since that time. He was the Deputy Head of the CDU/CSU Parliamentary Group in the German Bundestag for Foreign, Security and European Policy from 2002 until he was again appointed Federal Minister of the Interior in 2005. Since 2009 he is Federal Minister of Finance.​