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Date: 18/02/2021 - 18/02/2021
Location: Online event


ESBG Financial education event

Financial knowledge as a tool for resilience

11:00 (Brussels time)

18 February, 2021 | Online


Duration: 60 min​


The European Savings and Retail Banking Group has the pleasure of inviting you to its upcoming financial education event “Financial knowledge as a tool for resilience", taking place on 18 February. This virtual event will gather members, policymakers and stakeholders together for a brief moment to discuss the challenges and​ opportunities for financial education in the context of the Covid-19 pandemic. 

The Covid-19 pandemic and the subsequent economic crisis has demonstrated the importance of financial knowledge. Households, SMEs and self-employed are among the hardest hit. Many of them do not have sufficient financial knowledge to handle their personal and professional finances during these extremely difficult times.

Savings and locally-focused retail banks can help. Our members offer valuable and targeted financial education to specific groups. Improving financial literacy is also necessary with the rapid development in digitalisation, as face to face banking is no longer the norm.

At EU level, financial education is on the rise; Action 7 of the Capital Markets Union aims to develop a European financial competence framework and incentives for Member States to promote financial education and responsible investing. Globally, the recently-adopted OECD Recommendation on Financial Literacy aims for a single, comprehensive, instrument on financial literacy to assist governments, other public authorities, and relevant stakeholders in their efforts to design, implement and evaluate financial literacy policies.​

This online event is free of charge and will be held in English. Once you have registered, you will receive a confirmation containing the meeting link and instructions for joining the webinar.​

>> In case you have any questions, contact us:​


Moderator: Sebastian Stodulka, Head of Regulatory Affairs, WSBI-ESBG

11:00 Welcome address: Peter Simon, Managing Director, WSBI-ESBG

11:05 Video message: Giuseppe Ghisolfi​, Foreign Relations Commission Chair, ACRI; ESBG Vice-President

11:10 Panel: Financial knowledge as a tool for resilience

  • Isabel Benjumea Benjumea, Member of the European Parliament 
  • Georg Huber, Head of the Representation to the EU, Head of EU Policies, DSGV - German Savings Banks Association ​
  • Mónica Malo, Head of Communications, External Relations & Sustainability, CECA - Spanish Confederation of Savings Banks
  • Flore-Anne Messy, Division Head, Consumer Finance, Insurance and Pensions; Executive Secretary of the International Network on Financial Education, OECD
  • Tatyana Panova, Head of Unit, Capital markets union, European Commission

11:50 Message from Finances & Pédagogie​​: Patrice Cros, Director and Marie-Véronique Bryon, Project Manager, Training & Pedagogical Strategy, Finances & Pédagogie

​11:55 Wrap-up and closing



Isabel Benjumea Benjumea, Member of the European Parliament 
Born in Madrid in 1982, Isabel has a degree in Law and International Relations from the Universidad Pontificia de Comillas of Madrid (ICADE). She spent the first years of her professional career in Washington DC, where she worked at the World Bank, implementing transparency and accountability programmes for local governments in Latin America.

In 2011, after returning to Spain and spending one year in the International Relations Department of the FAES think-tank, she decided to undertake her first business project in the tourism sector, Greatness, which she ran until 2017. In December 2018, she became Deputy Chief of Staff of the President of the Spanish People's Party (PP) Pablo Casado. She left this position when she was elected as a Member of the European Parliament in May 2019.

In this IX legislature, she is the Vice-Chair of the Committee on Regional Development. She is also a Member of the Committee on Economic and Monetary Affairs, a Member of the SME Intergroup and a Member of the URBAN Intergroup. Furthermore, she is a Member of the Delegation to the EU-Ukraine Parliamentary Association Committee and of the Delegation to the Euronest Parliamentary Assembly. She is also a Substitute Member of the Committee on Culture and Education, the Delegation for relations with Japan and the Delegation to the Euro-Latin American Parliamentary Assembly.

Isabel Benjumea is co-Founder of the Floridablanca Network, a Spanish liberal think-tank to which she has made numerous contributions and has written many articles about for national media. Currently, she teaches Entrepreneurial Thinking as part of the Degree of Entrepreneurship at the Francisco Marroquín University in Madrid.

MEP Since 2019. 

​Georg Huber, Head of the Representation to the EU, Head of EU Policies​, DSGV
Georg Huber heads the Representative Office of the German Savings Banks Association in Brussels with 8 employees and is responsible for analyzing and assessing all EU policy matters with relevance for the savings banks organization in Germany. Georg Huber joined the Association in February 2014 as Head of EU Policies, where he was already based in Brussels. Before, Georg Huber was working within the savings banks organization for more than 12 years when he was employed by Landesbank Baden-Württemberg in Stuttgart and BayernLB in Munich. He headed the international business with financial institutions since July 2009, mainly with a focus on developed markets and Latin America. Between 2003 and 2009 he was responsible for the client driven asset securitisation activities of BayernLB in Europe. This included the structuring of securitisation transactions for medium sized and large corporates as well as banks. For more than 25 years, Georg Huber has been in lending and capital markets for corporates and banks. His knowledge in that area is completed with experiences in neighbouring business fields, i.e. credit analysis and restructuring. He is fluent in English and French. Before working at BayernLB and LBBW, he was with HypoVereinsbank (now Unicredit Germany) in Frankfurt, Munich and Paris. Georg Huber holds a degree of Diplom-Kaufmann of the University of Passau and an MBA of the Open University Business School, Milton Keynes, UK.

Mónica Malo, Head of Communications, External Relations & Sustainability, CECA​

Mónica Malo was appointed Communications and External Relations Manager at CECA, the Spanish Savings and Retail Banks Association and Cecabank in 2012. With more than 10 year' experience, she focuses in creating added value through communications and working for the purpose of the companies. Promoter of the Spanish Financial Education Network, CECA signed the collaboration agreement with Bank of Spain and Spanish National Securities Market Commission (CNMV) to develop the Financial Education Plan. In 2018, the Foundation of Spanish Savings Banks, FUNCAS, donated 3 Million Euro to promote financial literacy.

Flore-Anne Messy, Division Head, Consumer Finance, Insurance and Pensions; Executive Secretary of the International Network on Financial Education, OECD​

Flore-Anne Messy is Head of the Consumer Finance, Insurance and Pensions Division at the OECD. The division covers, insurance, pensions, financial literacy, financial consumer protection and financial inclusion issues. 

She joined the OECD in June 2000 to develop the activities of the Secretariat for the Insurance and Private Pensions Committee (IPPC). Starting in 2010 she has been steering the work of the OECD financial education unit (including the OECD/INFE and PISA financial literacy exercises) and subsequently the OECD financial consumer protection activities (including the G20/OECD Task Force on Financial Consumer Protection and FinCoNet). Prior to the OECD she worked at Deloitte Touche Tomatsu Audit Paris, in the banking and insurance fields. She graduated from the Institute of Political Studies of Paris and received her thesis in international economies from University Pantheon-Sorbonne of Paris in 1998.

Tatyana Panova, Head of Unit, Capital markets union, European Commission

Tatyana Panova is the Head of the Capital Markets Union Unit in DG FISMA, European Commission. Prior to this, Tatyana Panova headed another unit in DG FISMA and served in the private office of Vice-President Valdis Dombrovskis where she was responsible for Capital Markets Union, securities markets, asset management, insurance, free movement of capital and competition. Before joining the Cabinet, Tatyana Panova was a Deputy Head of the Securities Unit in DG FISMA. In her previous jobs, Tatyana Panova coordinated the preparation of ECOFIN, COREPER II and Economic and Financial Committee in DG MARKT and managed aviation anti-trust cases in DG COMP. 

Tatyana Panova is a trained economist with specialisation in financial services.