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Joseph Delhayehttps://www.wsbi-esbg.org/People2/Joseph Delhaye.jpgJoseph DelhayeJoseph Delhaye has gained over twenty-five years a long-standing experience as Head Legal and Senior Vice-President at the State and Savings Bank, Luxembourg. Furthermore he acts as Chairman of both the Legal & Retail Committee of the European Savings and Retail Banking Group (ESBG) and the Legal Committee at the Luxembourg Banking Association (ABBL). Mr. Delhaye is also acting as the Chairman of the Luxembourg Deposit Guarantee Scheme “Association pour la Garantie des Dépôts” (AGDL), which is operating the deposit guarantee and the investor compensation schemes in Luxembourg. In that capacity, he was elected as a Board member with the “European Forum of Deposit Insurers” (EFDI). Mr. Delhaye directed the development of new legal policies and procedures both in financial regulation and retail banking. He is a regular guest speaker in developing countries on topics such as European banking law, deposit guarantee, compliance and money laundering prevention. Banque et Caisse d'Epagne de l'EtatHead Legal and Senior Vice-President
Angels Vallshttps://www.wsbi-esbg.org/People2/Angels Valls.jpgAngels VallsFor the last several years, Àngels has been working at Caixabank Digital Business and is currently the Digital Sales Director at imaginBank. As the Digital Sales Director, she manages the teams that are in charge of customer acquisition, sales, digital marketing and social media. In 2015, she completed the IESE Business School PDD, Business Administration and Management program. CaixaBank Digital manages the digital channels strategy, developing the internet and mobile banking services, as well as the digital networks, with a clear focus on innovation and co-creation with customers. In January 2016, CaixaBank Digital launched imaginBank, the first mobile only bank, targeted at millennials and those who are digital savvy. CaixaBank Digital BusinessDigital Sales Director at imaginBank
Parvin Kumar Guptahttps://www.wsbi-esbg.org/People2/Parvin Kumar Gupta.jpgParvin Kumar GuptaMr. P. K. Gupta is Managing Director of the Bank since 2015. Currently, he looks after Retail Banking and latest initiatives in Payments & Digital Banking. Prior to this, Mr. Gupta was the Managing Director looking after Compliance & Risk in the Bank. Mr. Gupta joined State Bank of India in the year 1982. He has held a number of very important assignments in the bank in India and abroad, such as Managing Director & CEO of SBI Capital Markets Ltd., the merchant banking subsidiary of SBI; or Deputy Managing Director and Chief Financial Officer of the Bank. Mr. Gupta is a past Chairman of Forex Exchange Dealers Association of India (FEDAI). He is also a member of Technical Advisory Committee of RBI on Financial Markets.State Bank of IndiaManaging Director (retail & digital banking)
Cal Wonghttps://www.wsbi-esbg.org/People2/Cal Wong.jpgCal WongCal Wong is the Content Services Manager at PR Newswire. He was formerly a multimedia journalist and Hong Kong correspondent for The Diplomat, a geopolitics news magazine. Graduating from Macquarie University, Sydney with a Bachelors degree majoring in Resource and Environmental Management and a Masters in Professional Accounting, Cal later qualified as a Chartered Accountant in Australia in 2008 with PricewaterhouseCoopers, before spending eight years in banking and finance. In 2015, he also qualified for his Masters in Journalism from the University of Hong Kong. Cal is a data driven, creative storyteller with strong expertise in writing for news outlets as well as copywriting, video production, digital media, and strategic planning, while also understanding the commercial aspects of communications. PR NewswireContent Services Manager
Saket Saithhttps://www.wsbi-esbg.org/People2/Saket Saith.jpgSaket SaithSaket Saith is currently Head of External APIs at DBS Bank in Singapore. DBS Bank is a leading financial services group in Asia with over 280 branches across 18 markets. As head of External APIs, he drives digital innovative transformation by bridging the strategy and execution divide. DBS has recently launched the largest banking API Platform with 155 APIs in more than 20 categories, and has collaborated with over 50 companies. He holds a Masters in Electrical Engineering from the National University of Singapore. Saket has over 20 years of experience in different capacities with expertise in IT Strategy & Consulting, Digital Transformation, API Economy, Enterprise Architectures, Program Management, Change Management, Big Data Analytics, Business Process Management, Service Oriented Architectures, and Practice Management. DBSHead of External APIs
Thomas J. DeLucahttps://www.wsbi-esbg.org/People2/Thomas DeLuca.jpgThomas J. DeLucaTom is Chief Executive Officer and Co-Founder of AMP Credit Technologies (“AMP“), a leading financial technology platform enabling banks and non-bank financial institutions to improve profitability, increase efficiencies, and expand the product scope of their lending activities. Prior to starting AMP, he was a cofounder of Planet Payment, Inc. [Nasdaq: PLPM], a payment processor enabling processors, banks, and merchants to process credit card transactions in multiple currencies. Tom previously worked in the legal department of American Express, where he provided legal and strategic advice to the merchant services division. Tom received his B.A., J.D. and M.B.A. from St. Johns University and his LL.M. in international trade and business transactions from Fordham University in New York. He is also currently a member of the Advisory Board of the SME Finance Forum, established by the G20 Global Partnership for Financial Inclusion (GPFI) and managed by the International Finance Corporation (IFC) as a knowledge center for data, research and best practice in promoting SME finance.AMP Credit TechnologiesFounder & CEO
Vincent Huihttps://www.wsbi-esbg.org/People2/Vincent-Hui.jpgVincent HuiVincent Hui is General Manager & Head of Personal Banking Division at The Bank of East Asia. He is responsible for overseeing the Bank’s personal banking businesses in Hong Kong, including credit card, consumer finance, mortgage loans, branch distribution & services, channel management & operations and marketing. He holds a Master of Science in Electronic Commerce and Internet Computing from The University of Hong Kong and a Certified Banker from The Hong Kong Institute of Bankers. Vincent has extensive experience in retail banking, marketing, operation & administration, project development & technological application. He has led the internal development of many innovative products and services, including the bank’s award-winning digital branch implementation with paperless i-devices.The Bank of East Asia, LimitedGeneral Manager & Head of Personal Banking Division

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