WSBI has members in the Americas, Africa, Asia and Europe. These members are either individual financial institutions or associations of retail banks. All members share three characteristics: they are active in the retail banking segment, have a strong regional presence and show a responsible attitude towards business and society. The total assets of all member banks amount to more than US$13.5 trillion, non-bank deposits to more than US$5.3 trillion. Together, WSBI members conduct operations through more than 165,000 outlets, in addition to a wide range of non-brick channels.